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828 Opal Dr, San Jose, CA, 95117

8beds
4baths
3,600sqft
$1,800,000
$500price/sqft
$12,629/moest. monthly cost
$505,160/yrincome needed

About This Home

Dont miss this opportunity to own a well-maintained four-unit property in the sought-after Lynhaven neighborhood of central San Jose, offering stable rental income and long-term appreciation potential. Each unit offers 2 bedrooms, 1 bathroom, and 900 sq ft of living space with select upgrades. The ground floor features an open-concept living room and kitchen with a comfortable, functional layout, while the second floor provides private bedrooms and a bathroom, offering separation and everyday convenience. The property also features a large, low-maintenance backyard with ample open space for relaxation or shared outdoor use. Onsite coin-operated laundry adds tenant convenience. A covered carport provides one parking space per unit, with additional parking available in the front yard. Conveniently located near Santana Row, Westfield Valley Fair, Santa Clara Valley Medical Center, and major highways 280, 17, and San Tomas Expressway. Well suited for investors or buyers seeking a solid, income-producing property with long-term upside.

Getting Around

69
WalkingSomewhat Walkable
41
TransitSome Transit
66
BikeBikeable

Schools

6/10
2/10
Monroe Middle SchoolGrades 6-80.6 mi
5/10
Del Mar High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1959

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle

Type & Style

  • Home type: MultiFamily
  • Property subType: Quadruplex,Residential Income

Interior

Appliances

  • Appliances included: Washer/Dryer
  • Laundry features: Coin Operated

Bedrooms & Bathrooms

  • Bedrooms: 8
  • Bathrooms: 4

Features

  • Door features: None

Heating & Cooling

  • Heating features: Wall Furnace
  • Cooling features: None

Interior Area

  • Total structure area: 3,600
  • Total interior livable area: 3,600 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 29943058
  • Zoning: R3
  • Special condition: Standard

Features

  • Stories: 2

Lot

  • Lot size: 7,200 sqft

Parking

  • Total spaces: 4
  • Parking features: Carport
  • Covered spaces: 4
  • Carport: Yes
  • Carport spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in Santa Clara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,101$109,212
Home Insurance *$137$1,644
Property Taxes $2,620$31,440
Electricity $771$9,263
Total$12,629$151,548
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$432,994/yr
40% on housing$378,870/yr
45% on housing$336,773/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$500This listing

vs Other Active Listings

Avg $/sqft

ZIP 95117$679
Santa Clara County$789

vs Homes Sold Last Month

Median $/sqft

ZIP 95117$1,190
Santa Clara County$1,052

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$1,739,888
2026-05-16Listed for sale$1,800,000
2011-11-10Sold$785,000
2005-02-02Sold$850,000

For Sale by Agent

AgentCoco Tan
BrokerageKeller Williams Realty-Silicon Valley

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