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1215 S American St, Stockton, CA, 95206

2beds
1baths
1,064sqft
$319,500
$300price/sqft
$2,399/moest. monthly cost
$95,960/yrincome needed

About This Home

Charming 2 bedrooms, 1 bath home offering a functional floor plan, spacious living areas, and generous backyard with endless possibilities. Conveniently located near schools, shopping centers, and parks and major commuter routes. A great opportunity for first-time homebuyers or investors looking to add to their portfolio.

Getting Around

78
WalkingVery Walkable
39
TransitSome Transit
54
BikeBikeable

Schools

4/10
Edison High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1900

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Space For Frzr/Refr,None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Formal Area

Features

  • Flooring: Carpet,Laminate,Wood

Heating & Cooling

  • Heating features: Floor Furnace,Natural Gas
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,064 sqft

Kitchen

  • Features: Breakfast Area,Quartz Counter

Property

Details

  • Parcel number: 147264060000
  • Zoning: R1
  • Special condition: Standard

Lot

  • Lot size: 5,000 sqft
  • Features: Shape Regular,Other

Parking

  • Total spaces: 2
  • Parking features: RV Access/Parking,Uncovered Parking Space,Other
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Lightning

FEMA Declared Disasters in San Joaquin County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,615$19,380
Home Insurance *$91$1,092
Property Taxes $295$3,540
Electricity $398$4,786
Total$2,399$28,788
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,251/yr
40% on housing$71,970/yr
45% on housing$63,973/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$300This listing

vs Other Active Listings

Avg $/sqft

ZIP 95206$215
San Joaquin County$288

vs Homes Sold Last Month

Median $/sqft

ZIP 95206$275
San Joaquin County$300

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Pending sale$319,500
2026-07-31Price change$319,500
2026-07-15Listed for sale$330,500
2026-04-17Sold$235,000
2026-04-07Pending sale$250,000
2026-03-24Listed for sale$250,000
2026-03-11Pending sale$250,000
2026-01-04Listed for sale$250,000
2025-10-08Listing removed$275,000
2025-08-22Price change$275,000
2025-07-07Price change$295,000
2025-06-20Listed for sale$325,000

For Sale by Agent

AgentYahoska Urcuyo
BrokerageBoulton Mortgage & Real Estate Services

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