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1628 E Scotts Ave, Stockton, CA, 95205

2beds
1baths
782sqft
$310,000
$396price/sqft
$2,472/moest. monthly cost
$98,880/yrincome needed

About This Home

Opportunity awaits at 1628 E. Scotts Ave. in Stockton! This 2-bedroom, 1-bath home offers the potential for a 3rd bedroom. The generous 7,651 sq. ft. lot opens the door to endless possibilities. Step outside to a spacious backyard with excellent potential to build an Accessory Dwelling Unit. Making this property an ideal option for multigenerational living, future rental income, or expanded living space. Whether you're a first-time homebuyer, investor, or someone looking for room to grow, this property offers incredible value and opportunity. Don't miss your chance to make this versatile Stockton home your own!

Getting Around

52
WalkingSomewhat Walkable
38
TransitSome Transit
43
BikeSomewhat Bikeable

Schools

5/10
King Elementary SchoolGrades K-81.2 mi
4/10
Edison High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1968

Materials

  • Foundation: Slab
  • Roof: Shingle,Composition
  • Construction materials: Stucco,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Space in Kitchen

Features

  • Flooring: Laminate,Tile

Heating & Cooling

  • Heating features: Wall Furnace
  • Cooling features: Ceiling Fan(s),Wall Unit(s)

Interior Area

  • Total structure area: 0
  • Total interior livable area: 782 sqft

Kitchen

  • Features: Granite Counters

Property

Details

  • Parcel number: 155070070000
  • Zoning: SFR
  • Special condition: Trust

Lot

  • Lot size: 7,649 sqft
  • Features: Other

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Lightning

FEMA Declared Disasters in San Joaquin County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,567$18,804
Home Insurance *$113$1,356
Property Taxes $394$4,728
Electricity $398$4,786
Total$2,472$29,664
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$84,754/yr
40% on housing$74,160/yr
45% on housing$65,920/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$396This listing

vs Other Active Listings

Avg $/sqft

ZIP 95205$201
San Joaquin County$288

vs Homes Sold Last Month

Median $/sqft

ZIP 95205$290
San Joaquin County$300

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-19Listed for sale$310,000
2025-09-08Sold$175,000

For Sale by Agent

AgentCelina Paniagua
BrokerageKonrad Real Estate

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