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3202 E Lafayette St, Stockton, CA, 95205

3beds
2baths
964sqft
$379,000
$393price/sqft
$2,701/moest. monthly cost
$108,040/yrincome needed

About This Home

Charming, fully remodeled 3-bedroom, 1.5-bathroom home ideally located near downtown with convenient access to freeways, schools, shopping, and dining. Situated on a desirable corner lot in a great neighborhood, this home offers ample parking and spacious backyard perfect for entertain or relaxing. Don't miss this incredible opportunity-this one won't last long! Encantadora casa completamente remodelada de 3 recamaras y 1.5 baos, ubicada en unas excelente zona cntrica, comercios y con facilidad acceso a las principales autopistas. Situada en um amplio lote de esquina, ofrece abundante espacio para estacionamiento y un patio trasero de muy buen tamao, ideal para disfrutar en familia or par reuniones. No deje pasar esta excelente oportunidad; esta propiedad no jurara mucho en el mercado!

Getting Around

44
WalkingCar-Dependent
30
TransitSome Transit
50
BikeBikeable

Schools

5/10
King Elementary SchoolGrades K-80.2 mi
5/10
Franklin High SchoolGrades 7-120.8 mi
2/10

Construction

Condition

  • Year built: 1970

Materials

  • Foundation: Combination
  • Roof: Composition
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: In Garage

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • Partial bathrooms: 1

Dining Room

  • Features: Dining/Living Combo

Features

  • Flooring: Laminate

Heating & Cooling

  • Heating features: Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 964 sqft

Kitchen

  • Features: Quartz Counter

Property

Details

  • Parcel number: 157191010000
  • Zoning: R
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Fencing: Back Yard,Partial,Fenced
  • Topography of land: Level,Level

Lot

  • Lot size: 5,545 sqft
  • Features: Corner Lot

Parking

  • Total spaces: 1
  • Parking features: See Remarks
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Lightning

FEMA Declared Disasters in San Joaquin County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,916$22,992
Home Insurance *$138$1,656
Property Taxes $249$2,988
Electricity $398$4,786
Total$2,701$32,412
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,605/yr
40% on housing$81,030/yr
45% on housing$72,026/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$393This listing

vs Other Active Listings

Avg $/sqft

ZIP 95205$200
San Joaquin County$288

vs Homes Sold Last Month

Median $/sqft

ZIP 95205$290
San Joaquin County$300

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$369,000
2026-08-01Listed for sale$379,000
2026-07-30Pending sale$379,000
2026-06-26Listed for sale$379,000
2026-05-07Sold$175,000

For Sale by Agent

AgentSimon Mills
BrokerageMills Realty

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