




20388 Hill Ave, Saratoga, CA, 95070
About This Home
Spectacular, newly completed estate situated at the end of a private street in Saratoga's most prestigious neighborhood, MONTALVO! Architect ARCH Studio, Inc. & Guardians Construction & Development, Inc. masterfully designed and constructed this contemporary residence, featuring high-end designer finishes throughout. The kitchens boast waterfall quartz countertops, Thermador appliances and a walk-in pantry. Upon entry, one is captivated by the expansive open floor plan and the stunning views of lush greenery visible through retractable bi-fold doors that open to a glass-enclosed outdoor patio. The backyard features a generous pool and hot tub, an expansive patio, terraced grounds, and a cabana attached to an 800 sq ft, one-bedroom, one-bathroom ADU. An elevator provides effortless access to all 3 levels. The lower-level primary suite offers an excellent opportunity for a theater room. Residents can enjoy the main and upper level floors while entertaining guests on the lower level, which includes a large recreation room, a wet bar/kitchenette, a dining area, a workout area, and a wine cellar. 3 of the 8 en-suite bedrooms are also located on this level. City lights and hillside views, peaceful location, 3-car garage, 2 laundry rooms, & access to top-rated Saratoga schools!
Getting Around
Schools
Construction
Condition
- New construction: Yes
- Year built: 2026
Materials
- Foundation: Concrete Perimeter and Slab
- Roof: Metal
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Gas Cooktop,Other,Double Oven,Self Cleaning Oven,Refrigerator,Washer/Dryer
- Laundry features: Other,Upper Floor,Inside,In Utility Room
Basement
- Has basement: Yes
- Basement: Finished
Bathroom
- Features: Bidet, DoubleSinks, PrimaryStallShowers, Tub
Bedroom
- Features: PrimarySuiteRetreat2plus, WalkinCloset
Bedrooms & Bathrooms
- Bedrooms: 8
- Bathrooms: 11
- Full bathrooms: 9
- 1/2 bathrooms: 2
Dining Room
- Features: FormalDiningRoom
Family Room
- Features: SeparateFamilyRoom
Features
- High Ceilings,Wet Bar,Walk-In Closet(s),Security Gate
- Flooring: Hardwood,Tile
- Number of fireplaces: 3
- Fireplace features: Family Room,Gas Log,Primary Bedroom,Other Location
Heating & Cooling
- Heating features: Central Forced Air Gas,2 plus Zones
- Cooling features: Central Air,Zoned
Interior Area
- Total structure area: 7,495
- Total interior livable area: 7,495 sqft
Kitchen
- Features: Pantry
Property
Accessibility
- Accessibility features: Elevator/Lift
Details
- Parcel number: 51718069
- Zoning: R140
- Special condition: Standard
Features
- Stories: 2
- Pool features: Gunite,Heated,In Ground,Pool/Spa Combo
- Patio & porch: Balcony/Patio,Deck
- Exterior features: Back Yard,Fenced
- Spa features: Pool/SpaCombo
- Fencing: Gate,Other,Wood
- Has view: Yes
- View description: Valley
Lot
- Lot size: 1.16 Acres
- Features: Gentle Sloping,Sloped Down
Parking
- Total spaces: 4
- Parking features: Attached,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Wildfire
- Heat Wave
- Inland Flooding
- Landslide
How This Home’s Risks Compare
FEMA Declared Disasters in Santa Clara County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $60,577 | $726,924 |
| Home Insurance * | $752 | $9,024 |
| Property Taxes | $11,447 | $137,364 |
| Electricity | $1,607 | $19,286 |
| Total | $74,383 | $892,596 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-17 | Price change | $13,980,000 |
| 2026-01-13 | Listed for sale | $14,880,000 |
| 2021-09-02 | Sold | $1,569,500 |
