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20388 Hill Ave, Saratoga, CA, 95070

8beds
11baths
7,495sqft
$11,980,000
$1,598price/sqft
$74,383/moest. monthly cost
$2,975,320/yrincome needed

About This Home

Spectacular, newly completed estate situated at the end of a private street in Saratoga's most prestigious neighborhood, MONTALVO! Architect ARCH Studio, Inc. & Guardians Construction & Development, Inc. masterfully designed and constructed this contemporary residence, featuring high-end designer finishes throughout. The kitchens boast waterfall quartz countertops, Thermador appliances and a walk-in pantry. Upon entry, one is captivated by the expansive open floor plan and the stunning views of lush greenery visible through retractable bi-fold doors that open to a glass-enclosed outdoor patio. The backyard features a generous pool and hot tub, an expansive patio, terraced grounds, and a cabana attached to an 800 sq ft, one-bedroom, one-bathroom ADU. An elevator provides effortless access to all 3 levels. The lower-level primary suite offers an excellent opportunity for a theater room. Residents can enjoy the main and upper level floors while entertaining guests on the lower level, which includes a large recreation room, a wet bar/kitchenette, a dining area, a workout area, and a wine cellar. 3 of the 8 en-suite bedrooms are also located on this level. City lights and hillside views, peaceful location, 3-car garage, 2 laundry rooms, & access to top-rated Saratoga schools!

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

9/10
9/10
Redwood Middle SchoolGrades 6-81.4 mi
10/10
Saratoga High SchoolGrades 9-121.2 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Concrete Perimeter and Slab
  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Gas Cooktop,Other,Double Oven,Self Cleaning Oven,Refrigerator,Washer/Dryer
  • Laundry features: Other,Upper Floor,Inside,In Utility Room

Basement

  • Has basement: Yes
  • Basement: Finished

Bathroom

  • Features: Bidet, DoubleSinks, PrimaryStallShowers, Tub

Bedroom

  • Features: PrimarySuiteRetreat2plus, WalkinCloset

Bedrooms & Bathrooms

  • Bedrooms: 8
  • Bathrooms: 11
  • Full bathrooms: 9
  • 1/2 bathrooms: 2

Dining Room

  • Features: FormalDiningRoom

Family Room

  • Features: SeparateFamilyRoom

Features

  • High Ceilings,Wet Bar,Walk-In Closet(s),Security Gate
  • Flooring: Hardwood,Tile
  • Number of fireplaces: 3
  • Fireplace features: Family Room,Gas Log,Primary Bedroom,Other Location

Heating & Cooling

  • Heating features: Central Forced Air Gas,2 plus Zones
  • Cooling features: Central Air,Zoned

Interior Area

  • Total structure area: 7,495
  • Total interior livable area: 7,495 sqft

Kitchen

  • Features: Pantry

Property

Accessibility

  • Accessibility features: Elevator/Lift

Details

  • Parcel number: 51718069
  • Zoning: R140
  • Special condition: Standard

Features

  • Stories: 2
  • Pool features: Gunite,Heated,In Ground,Pool/Spa Combo
  • Patio & porch: Balcony/Patio,Deck
  • Exterior features: Back Yard,Fenced
  • Spa features: Pool/SpaCombo
  • Fencing: Gate,Other,Wood
  • Has view: Yes
  • View description: Valley

Lot

  • Lot size: 1.16 Acres
  • Features: Gentle Sloping,Sloped Down

Parking

  • Total spaces: 4
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Wildfire
    WildfireRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Earthquake
Wildfire
Heat Wave
Inland Flooding
Landslide

FEMA Declared Disasters in Santa Clara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $60,577$726,924
Home Insurance *$752$9,024
Property Taxes $11,447$137,364
Electricity $1,607$19,286
Total$74,383$892,596
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$2,550,274/yr
40% on housing$2,231,490/yr
45% on housing$1,983,546/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,598This listing

vs Other Active Listings

Avg $/sqft

ZIP 95070$1,354
Santa Clara County$789

vs Homes Sold Last Month

Median $/sqft

ZIP 95070$1,601
Santa Clara County$1,052

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-17Price change$13,980,000
2026-01-13Listed for sale$14,880,000
2021-09-02Sold$1,569,500

New Construction

AgentAli Faghiri
BrokerageCompass

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