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14100 Butternut St NW, Andover, MN, 55304

4beds
3baths
2,670sqft
$450,000
$169price/sqft
$3,145/moest. monthly cost
$125,800/yrincome needed

About This Home

The air exchanger is not currently working and will be repaired or replaced by the seller. This detached townhome in Andover offers the advantage of an unshared driveway (unique in this development) and an attached 3-stall garage. The main level features beautiful hardwood floors, solid oak 6-panel doors, and Andersen windows throughout. Relax by the living room fireplace or enjoy the sun-filled 4-season porch that walks out to a private deck. The main-floor primary ensuite features a walk-in closet, jetted tub, and separate shower. A second bedroom and convenient main-floor laundry with a utility sink complete the main level. The lookout lower level is designed for comfort, boasting a family room with a second fireplace, two additional bedrooms, a 3/4 bath with heated floors, and a large unfinished storage area. Mechanical updates include a new furnace and water heater installed in 2023. Note: Association rules prohibit rentals.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

10/10
7/10
Oak View Middle SchoolGrades 6-82.5 mi
8/10

Construction

Condition

  • Year built: 2001

Materials

  • Roof: Age Over 8 Years
  • Construction materials: Block

Type & Style

  • Home type: Townhouse
  • Property subType: (TH) Detached

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Dishwasher,Disposal,Dryer,Humidifier,Gas Water Heater,Range,Refrigerator,Washer,Water Softener Owned
  • Laundry features: Main Level,Sink

Basement

  • Has basement: Yes
  • Basement: Block,Daylight,Finished,Full,Storage Space,Tray Ceiling(s)

Bedroom

  • Level: Main
  • Area: 221
  • Dimensions: 13x17

Bedroom2

  • Level: Main
  • Area: 110
  • Dimensions: 11x10

Bedroom3

  • Level: Lower
  • Area: 192
  • Dimensions: 12x16

Bedroom4

  • Level: Lower
  • Area: 140
  • Dimensions: 14x10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1

Deck

  • Level: Main
  • Area: 156
  • Dimensions: 12x13

Dining Room

  • Level: Main
  • Area: 100
  • Dimensions: 10x10

Family Room

  • Level: Lower
  • Area: 432
  • Dimensions: 24x18

Features

  • Number of fireplaces: 2
  • Fireplace features: Family Room,Gas,Living Room,Stone
  • Fireplace: Yes
  • Finished area below ground: 900
  • Finished area above ground: 1,770

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,372
  • Total interior livable area: 2,670 sqft

Kitchen

  • Level: Main
  • Area: 130
  • Dimensions: 13x10

Laundry

  • Level: Main
  • Area: 60
  • Dimensions: 6x10

Living Room

  • Level: Main
  • Area: 320
  • Dimensions: 20x16

Sun Room

  • Level: Main
  • Area: 156
  • Dimensions: 12x13

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 253224440050
  • Zoning description: Residential-Single Family
  • Foundation area: 1602

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Fencing: None

Lot

  • Lot size: 8,712 sqft
  • Features: Corner Lot,Tree Coverage - Medium
  • Lot size dimensions: 105 x 69 x 108 x 94

Parking

  • Total spaces: 3
  • Parking features: Attached,Concrete,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Hail
Lightning
Tornado
Winter Weather

FEMA Declared Disasters in Anoka County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$273$3,276
Property Taxes $372$4,464
Electricity $225$2,702
Total$3,145$37,740
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$107,828/yr
40% on housing$94,350/yr
45% on housing$83,866/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$169This listing

vs Other Active Listings

Avg $/sqft

ZIP 55304$205
Anoka County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 55304$194
Anoka County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-10Pending sale$450,000
2026-08-06Listing removed$450,000
2026-07-28Price change$450,000
2026-07-13Price change$470,000
2026-06-10Price change$475,000
2026-05-28Listed for sale$490,000
2001-08-10Sold$251,220

For Sale by Agent

AgentLinda Christian
BrokerageKeller Williams Integrity NW

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