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106 Ferndale St, ALBERTVILLE, AL, 35950

7beds
5baths
4,353sqft
$675,000
$155price/sqft
$4,582/moest. monthly cost
$183,280/yrincome needed

About This Home

Located in the heart of Albertville city limits, this spacious 4,350+ sq ft home sits on 3.11 acres and offers room to live, grow, and entertain. Featuring 7 bedrooms and 5 bathrooms, this property is perfect for large families or multi-generational living. Enjoy a flexible layout with two kitchens and multiple living areas, offering incredible space for gatherings and everyday comfort. The expansive acreage provides privacy while still being conveniently close to town. A rare opportunity to own space, convenience, and versatility all in one! Call and schedule your private tour today. *Furnishings are also negotiable for purchase. ROOF - 8 yrs old, HVACS - 2023, Septic Tank pumped - 2023

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

5/10
4/10
Ala Avenue Middle SchoolGrades 7-81.4 mi
5/10
Albertville High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 1986

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Basement,Crawl Space

Bedroom

  • Features: Crown Molding,Wood Floor
  • Level: Second
  • Area: 182

Bedroom2

  • Features: Crown Molding,Laminate Floor,Built-in Features
  • Level: First
  • Area: 143

Bedroom3

  • Features: Ceiling Fan(s),Wood Floor
  • Level: Second
  • Area: 208

Bedroom4

  • Features: Ceiling Fan(s),Crown Molding,Wood Floor
  • Level: Second
  • Area: 192

Bedroom5

  • Features: Ceiling Fan(s),Crown Molding,Chair Rail,Wood Floor
  • Level: Second
  • Area: 176

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Dining Room

  • Features: Crown Molding,Chair Rail,Wood Floor
  • Level: First
  • Area: 208

Family Room

  • Features: Crown Molding,Fireplace,Recessed Lighting,Wood Floor
  • Level: First
  • Area: 255

Features

  • Number of fireplaces: 2
  • Fireplace features: Gas Log,Two
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central 2,Natural Gas
  • Cooling features: Central 2

Interior Area

  • Total interior livable area: 4,353 sqft

Kitchen

  • Features: Crown Molding,Recessed Lighting,Tile
  • Level: First
  • Area: 240

Laundry Room

  • Features: Crown Molding,Granite Counters,Laminate Floor,Built-in Features,Utility Sink
  • Level: First
  • Area: 96

Living Room

  • Features: Crown Molding,Wood Floor
  • Level: First
  • Area: 192

Master Bedroom

  • Features: Ceiling Fan(s),Crown Molding,Laminate Floor
  • Level: First
  • Area: 270

Property

Details

  • Parcel number: 1905220000007.008

Features

  • Levels: Tri-Level
  • Patio & porch: Covered Patio,Covered Porch,Deck,Front Porch,Patio,Screened Porch

Lot

  • Lot size: 3.11 Acres

Parking

  • Parking features: Garage-Two Car,Workshop in Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Lightning
Strong Wind
Winter Weather
Earthquake
Heat Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,413$40,956
Home Insurance *$514$6,168
Property Taxes $168$2,016
Electricity $487$5,844
Total$4,582$54,984
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$157,097/yr
40% on housing$137,460/yr
45% on housing$122,186/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.0%
8.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$155This listing

vs Other Active Listings

Avg $/sqft

ZIP 35950$134
Marshall County$184

vs Homes Sold Last Month

Median $/sqft

ZIP 35950$143
Marshall County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-08Listed for sale$715,000
2023-02-23Sold$590,000
2023-01-11Pending sale$599,000
2023-01-10Contingent$599,000
2023-01-06Listed for sale$599,000
2015-03-24Sold$0

For Sale by Agent

AgentJeri Franks
BrokerageLeading Edge RE Group-Gtsv.

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