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1582 Fall Ave, San Jose, CA, 95127

4beds
2baths
1,722sqft
$1,250,000
$726price/sqft
$7,586/moest. monthly cost
$303,440/yrincome needed

About This Home

Well maintained and thoughtfully upgraded residence offering a rare blend of comfort, flexibility, and long term upside. Currently configured as two separate living spaces with independent access, this property presents a unique opportunity to live in one and generate income from the other. Could also be Ideal for multi generational living, pride of ownership is evident throughout with consistent care and quality improvements inside and out. The home features 2 bedrooms and 1 bathroom with an efficient and comfortable layout, complemented by an updated kitchen, refreshed bath, and upgraded flooring. Dual pane windows provide energy efficiency and abundant natural light. Additional highlights include a paid off solar system, tankless water heater, enclosed garage, and ample additional parking. Private yard areas create functional outdoor space and a sense of separation rarely found at this price point. The property also offers strong curb appeal with gated entry and attractive stonework. Conveniently located near shopping, dining, schools, and major commute routes. A rare opportunity with built in flexibility and income potential in a central San Jose location. Separate living spaces offer flexibility for extended living, guests, or additional income potential.

Getting Around

27
WalkingCar-Dependent
19
TransitMinimal Transit
37
BikeSomewhat Bikeable

Schools

5/10
4/10
Mt. Pleasant High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1963

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Exhaust Fan,Disposal,Microwave,Electric Oven/Range,Refrigerator,Washer/Dryer

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: DiningArea

Family Room

  • Features: NoFamilyRoom

Features

  • Door features: None
  • Flooring: Laminate,Tile

Heating & Cooling

  • Heating features: Wall Furnace
  • Cooling features: Ceiling Fan(s),Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,722
  • Total interior livable area: 1,722 sqft

Kitchen

  • Features: Countertop_Marble, ExhaustFan

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 65423019
  • Zoning: R2
  • Special condition: Standard

Features

  • Stories: 1
  • Pool features: None
  • Exterior features: Back Yard,Fenced,Courtyard
  • Fencing: Other

Lot

  • Lot size: 7,560 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached,Electric Vehicle Charging Station(s),Garage Door Opener,Parking Area
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Landslide
Wildfire

FEMA Declared Disasters in Santa Clara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,320$75,840
Home Insurance *$160$1,920
Property Taxes $708$8,496
Electricity $398$4,786
Total$7,586$91,032
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$260,091/yr
40% on housing$227,580/yr
45% on housing$202,293/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$726This listing

vs Other Active Listings

Avg $/sqft

ZIP 95127$607
Santa Clara County$789

vs Homes Sold Last Month

Median $/sqft

ZIP 95127$776
Santa Clara County$1,052

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-09Listed for sale$1,250,000

For Sale by Agent

AgentMatthew Tenczar
BrokerageCompass

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