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544 Lode Street, Manteca, CA, 95336

3beds
2baths
1,172sqft
$449,990
$384price/sqft
$3,190/moest. monthly cost
$127,600/yrincome needed

About This Home

Welcome to this beautiful single-story home nestled in a well-established Manteca neighborhood. This 3-bedroom, 2-bath residence offers approximately 1,172 sq ft of thoughtfully designed living space, featuring upgrades including stylish flooring, recessed lighting, modern fixtures, and fresh interior finishes. The kitchen is equipped with granite countertops, ample cabinetry, and a functional layout ideal for everyday living and entertaining. Additional improvements such as dual-pane windows, updated plumbing, and a newer furnace provide comfort and peace of mind. Step outside to a spacious backyard with plenty of room for outdoor gatherings, gardening, or future customization. The property also includes a 2-car garage and extended driveway parking. Conveniently located near local schools, parks, shopping, and commuter routes, this home offers both comfort and accessibility. Enjoy nearby outdoor recreation at parks like Giles Memorial Park and Chadwick Square Park, or explore community resources such as Manteca Branch Library. Shopping and dining are just minutes away at Cardoza Shopping Center and The Promenade Shops at Orchard Valley, offering a variety of retail and entertainment options. With easy access to major commuting corridors and close proximity to neighborhood schools and amenities, this move-in-ready home is an excellent opportunity for first-time buyers, downsizers, or investors alike. Don't miss out!

Getting Around

78
WalkingVery Walkable
0
TransitVery Limited Transit
61
BikeBikeable

Schools

2/10
5/10
Manteca High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1975

Materials

  • Foundation: Raised
  • Roof: Composition
  • Construction materials: Wood,Frame,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Double Oven,Microwave,Dishwasher,Range Hood,Gas Cooktop
  • Laundry features: In Garage

Bathroom

  • Features: Window,Tub w/Shower Over,Shower Stall(s)
  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Dining/Living Combo
  • Level: Main

Features

  • Flooring: Other,Carpet

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,172
  • Total interior livable area: 1,172 sqft

Kitchen

  • Features: Kitchen Island,Pantry Cabinet
  • Level: Main

Living Room

  • Features: Other
  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 21737029
  • Zoning: R-1
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Fencing: Front Yard,Back Yard

Lot

  • Lot size: 5,998 sqft
  • Features: Shape Regular,Sidewalk/Curb/Gutter

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in San Joaquin County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$98$1,176
Property Taxes $419$5,028
Electricity $398$4,786
Total$3,190$38,280
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$109,371/yr
40% on housing$95,700/yr
45% on housing$85,066/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$384This listing

vs Other Active Listings

Avg $/sqft

ZIP 95336$312
San Joaquin County$288

vs Homes Sold Last Month

Median $/sqft

ZIP 95336$325
San Joaquin County$300

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Listed for sale$459,990
2024-03-04Sold$435,500
2024-02-16Pending sale$437,500
2024-02-10Price change$437,500
2024-01-20Listed for sale$449,999
2021-02-09Listing removed--
2019-11-16Listing removed$1,750
2019-11-15Listed for rent$1,750
2017-08-15Sold$262,000

For Sale by Agent

AgentCole Robertson
BrokerageRE/MAX Gold

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