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1356 Peppertree Way, Tracy, CA, 95376

4beds
3baths
1,611sqft
$619,000
$384price/sqft
$4,274/moest. monthly cost
$170,960/yrincome needed

About This Home

Welcome to 1356 Peppertree Way in Westfield Estates. This beautiful, move-in ready4 bedroom, 2.5 bathrooms home features high ceilings, living and dining room combo, family room, lots of natural light, luxury vinyl plank throughout the main level, eat-in kitchen with island and stainless steel appliances, half bath downstairs, fireplace and an inside laundry closet. Upstairs has a large primary suite with a spacious bath and walk-in closet, two bedrooms with a Jack and Jill bath and a fourth bedroom that would be a great office or exercise room. Walking distance to Zanussi Park, West High School and Tracy Independent Study Charter School. Centrally located with easy access to 580 and ACE Train makes this an ideal option for Bay Area Commuters. Come see this wonderful home, perfect for first time buyers and investors. Don’t wait, you will be happy to call this home.

Getting Around

63
WalkingSomewhat Walkable
23
TransitMinimal Transit
68
BikeBikeable

Schools

2/10
6/10
5/10

Construction

Condition

  • Property condition: Existing
  • Year built: 1995

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Plumbed For Ice Maker,Microwave,Dryer,Washer,Gas Water Heater,Water Softener
  • Laundry features: Laundry Closet,Common Area

Bathroom

  • Features: Shower Over Tub,Tile,Window

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1

Features

  • Window features: Double Pane Windows,Window Coverings
  • Flooring: Tile,Vinyl,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,611
  • Total interior livable area: 1,611 sqft

Kitchen

  • Features: Dishwasher,Disposal,Gas Range/Cooktop,Ice Maker Hookup,Microwave

Property

Details

  • Parcel number: 232320180000
  • Special condition: Standard
  • Other equipment: Irrigation Equipment

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Exterior features: Entry Gate
  • Fencing: Fenced

Lot

  • Lot size: 4,125 sqft
  • Features: Level,Rectangular Lot,Back Yard,Sprinklers In Rear,Front Yard,Side Yard,Landscape Front

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in San Joaquin County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,130$37,560
Home Insurance *$144$1,728
Property Taxes $602$7,224
Electricity $398$4,786
Total$4,274$51,288
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$146,537/yr
40% on housing$128,220/yr
45% on housing$113,973/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$384This listing

vs Other Active Listings

Avg $/sqft

ZIP 95376$308
San Joaquin County$288

vs Homes Sold Last Month

Median $/sqft

ZIP 95376$374
San Joaquin County$300

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Listed for sale$619,000
2023-03-21Sold$623,000
2023-03-02Pending sale$612,500
2023-02-23Listed for sale$612,500
2021-09-13Sold$625,000
2021-08-18Pending sale$625,000
2021-08-05Listed for sale$625,000
2000-10-27Sold$247,000
1998-06-26Sold$171,500
1996-03-13Sold$157,500

For Sale by Agent

AgentRobert Howard
BrokerageProvident Realty Group

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