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851 Tennis Ln, Tracy, CA, 95376

4beds
3baths
2,669sqft
$769,900
$288price/sqft
$5,379/moest. monthly cost
$215,160/yrincome needed

About This Home

Welcome to 851 Tennis Lane! PRICE REDUCTION! PAID OFF SOLAR, EXTRA-LONG RV ACCESS, NEWER ROOF & HVAC! Located in the established Tennis Village neighborhood, this lovely 2,669 sq. ft. home offers 4 bedrooms, 3 full bathrooms, and an exceptional floor plan designed for both comfortable living and entertaining. Step inside to discover new carpet with newer LVP, tasteful interior paint, LED recessed lighting, with ceiling fans throughout. The versatile layout features formal living and dining rooms, a welcoming family room, a kitchen with stainless appliances and granite counters with a walk-in pantry and a remodeled downstairs bathroom that has been converted into a full bathroom. Upstairs is a huge flex room offering endless possibilities as a media room, game room, home office, fitness space, or additional living area. Major home system upgrades include a newer 50-year roof with a paid-off Northstar Solar energy system, and a York HVAC system with new ductwork, all installed in 2020. A new water heater, new gutters and pest inspection with clearance further add to the home's value and readiness. Situated on a generous, low maintenance 7,992 sq.ft. lot, this property includes drought-friendly artificial turf in the front and rear yards, an expansive backyard patio area with storage shed and updated exterior paint. What makes this property truly unique is the DOUBLE RV access with gates, with one side alone boasting more than 100 feet of parking/storage space for recreational vehicles, boats, trailers, or additional parking. The freshly painted 3-car garage is perfect for car enthusiasts, or those wanting a home gym, entertaining space or work area. With its extensive upgrades, impressive RV access, flexible living spaces, energy-efficient features, and prime location near schools, shopping and restaurants, 851 Tennis Lane is a rare opportunity you will not want to miss!

Getting Around

50
WalkingSomewhat Walkable
25
TransitSome Transit
52
BikeBikeable

Schools

Construction

Condition

  • Year built: 1981

Materials

  • Foundation: Raised
  • Roof: Shingle
  • Construction materials: Stucco,Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Gas Range,Free-Standing Refrigerator,Dishwasher,Disposal,Microwave
  • Laundry features: Cabinets,Ground Floor,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1

Dining Room

  • Features: Formal Room,Sunken

Features

  • Flooring: Carpet,Luxury Vinyl Plank
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Fireplace(s)
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 2,669 sqft

Kitchen

  • Features: Breakfast Area,Pantry Closet,Granite Counters

Master Bathroom

  • Features: Shower Stall(s),Double Vanity,Walk-In Closet(s),Window

Master Bedroom

  • Features: Closet

Property

Accessibility

  • Accessibility features: Grab Bars

Details

  • Parcel number: 234180540000
  • Zoning: SFR
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Fencing: Back Yard,Wood
  • Topography of land: Level,Level

Lot

  • Lot size: 7,993 sqft
  • Features: Curb(s)/Gutter(s),Shape Regular,Low Maintenance

Parking

  • Total spaces: 3
  • Parking features: RV Access/Parking,Garage Faces Front,Uncovered Parking Space,See Remarks
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in San Joaquin County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,893$46,716
Home Insurance *$179$2,148
Property Taxes $735$8,820
Electricity $572$6,867
Total$5,379$64,548
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$184,422/yr
40% on housing$161,370/yr
45% on housing$143,440/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$288This listing

vs Other Active Listings

Avg $/sqft

ZIP 95376$308
San Joaquin County$288

vs Homes Sold Last Month

Median $/sqft

ZIP 95376$374
San Joaquin County$300

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-17Pending sale$759,900
2026-08-05Price change$759,900
2026-07-18Price change$769,900
2026-06-23Listed for sale$779,900
2018-09-18Sold$505,000
2018-08-23Pending sale$499,000
2018-08-16Price change$499,000
2018-07-07Pending sale$539,000
2018-06-27Listed for sale$539,000
2017-07-27Listing removed--
2017-06-09Listed for sale--
2010-10-07Sold$250,000
2005-09-23Sold$565,500
2004-12-08Sold$390,000
2002-08-29Sold$344,000
1999-08-30Sold$241,500
1998-05-28Sold$234,500

For Sale by Agent

AgentAmy Willbanks Moore
BrokerageFallavena & Willbanks

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