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1992 Bayberry Ct, Tracy, CA, 95376

4beds
3baths
2,032sqft
$645,000
$317price/sqft
$4,486/moest. monthly cost
$179,440/yrincome needed

About This Home

Tucked within a quiet cul-de-sac in one of Tracy's established neighborhoods, this beautifully upgraded residence offers a refined blend of comfort, style, and everyday functionality. Spanning approximately 2,032 square feet, the home features 4 bedrooms and 2.5 bathrooms with a thoughtfully designed layout ideal for both living and entertaining. A grand entry with soaring vaulted ceilings welcomes you into light-filled living spaces, where an open-concept design seamlessly connects the formal living and dining areas. The remodeled kitchen showcases granite countertops, stainless steel appliances, and generous cabinetry, flowing effortlessly into the inviting family room for a warm and cohesive gathering space. Upstairs, the private primary suite serves as a relaxing retreat, complete with a walk-in closet, dual vanities, soaking tub, and separate shower. Secondary bedrooms are well-proportioned, offering flexibility for guests, a home office, or creative use. Enhancements include a paid solar system, updated HVAC, water heater, and modernized kitchen finishes providing both efficiency and long-term value. Situated on an approximately 6,200 square foot lot, the backyard presents a versatile outdoor setting ready for entertaining, gardening, or personalized design. Conveniently located near local parks, schools, shopping, and major commuter routes, this residence offers an exceptional opportunity to enjoy comfort, convenience, and elevated living in the heart of Tracy

Getting Around

41
WalkingCar-Dependent
18
TransitMinimal Transit
54
BikeBikeable

Schools

3/10
8/10

Construction

Condition

  • Year built: 1989

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Brick Veneer,Stucco,Frame,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Mediterranean,Ranch,Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Refrigerator,Gas Water Heater,Built-In Refrigerator,Dishwasher,Disposal,Microwave,Free-Standing Electric Oven
  • Laundry features: Laundry Room,Hookups Only,Inside,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1

Dining Room

  • Features: Breakfast Nook,Formal Room,Space in Kitchen,Formal Area

Features

  • Flooring: Carpet,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Zoned

Interior Area

  • Total interior livable area: 2,032 sqft

Kitchen

  • Features: Breakfast Area,Pantry Cabinet,Granite Counters

Master Bathroom

  • Features: Shower Stall(s),Double Vanity,Tub

Master Bedroom

  • Features: Walk-In Closet

Property

Accessibility

  • Accessibility features: Shower(s),Kitchen Cabinets

Details

  • Parcel number: 234310070000
  • Zoning description: SFR
  • Special condition: Standard

Features

  • Fencing: Back Yard,Wood,Front Yard

Lot

  • Lot size: 6,216 sqft
  • Features: Cul-De-Sac,Garden,Street Lights,Landscape Back,Landscape Front

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Garage Faces Front,Guest,Driveway,Level Driveway/Sidewalks
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in San Joaquin County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,261$39,132
Home Insurance *$150$1,800
Property Taxes $640$7,680
Electricity $435$5,228
Total$4,486$53,832
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$153,805/yr
40% on housing$134,580/yr
45% on housing$119,626/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$317This listing

vs Other Active Listings

Avg $/sqft

ZIP 95376$308
San Joaquin County$288

vs Homes Sold Last Month

Median $/sqft

ZIP 95376$374
San Joaquin County$300

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Listed for sale$689,888
2022-10-07Listing removed--
2022-09-04Listed for rent$2,800
2021-02-09Listing removed--
2018-01-03Listing removed$2,200
2017-12-20Listed for rent$2,200
2017-12-13Sold$450,000
2017-11-14Pending sale$449,999
2017-11-10Price change$449,999
2017-11-04Listed for sale$455,000
2017-10-16Pending sale$455,000
2017-09-29Listed for sale$455,000
2008-06-27Sold$275,000
2008-03-17Sold$354,330
2005-02-09Sold$491,000

For Sale by Agent

AgentGems Concha Clark
BrokerageHomeSmart PV and Associates

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