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2165 Jenni Ln, Tracy, CA, 95377

4beds
3baths
2,428sqft
$635,000
$262price/sqft
$4,485/moest. monthly cost
$179,400/yrincome needed

About This Home

Spacious 4-bedroom, 2.5-bath home featuring approximately 2,428 sq ft of living space. Open floor plan with separate living and family rooms, fireplace, updated kitchen with quartz counters, eat-in dining area, and abundant natural light. Amenities include plantation shutters, ceiling fans, central HVAC, and an attached 2-car garage. Private backyard with covered patio, artificial grass area, and side-yard access. Conveniently located near schools, shopping, parks, and major commuter corridors. A wonderful opportunity to own a well-appointed home in a desirable Tracy neighborhood

Getting Around

66
WalkingSomewhat Walkable
24
TransitMinimal Transit
55
BikeBikeable

Schools

6/10
Art Freiler SchoolGrades K-80.3 mi
5/10

Construction

Condition

  • Year built: 1990

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Frame,Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Gas Range,Free-Standing Refrigerator,Disposal
  • Laundry features: In Kitchen

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1

Dining Room

  • Features: Formal Area

Features

  • Flooring: Carpet,Laminate,Tile
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 2,428 sqft

Kitchen

  • Features: Quartz Counter

Master Bathroom

  • Features: Shower Stall(s),Tile,Walk-In Closet(s)

Master Bedroom

  • Features: Walk-In Closet

Property

Details

  • Parcel number: 238090440000
  • Zoning: Residential
  • Special condition: Standard

Features

  • Fencing: Wood

Lot

  • Lot size: 5,131 sqft
  • Features: Manual Sprinkler F&R,Grass Artificial

Parking

  • Total spaces: 2
  • Parking features: Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in San Joaquin County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,210$38,520
Home Insurance *$129$1,548
Property Taxes $626$7,512
Electricity $520$6,247
Total$4,485$53,820
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$153,771/yr
40% on housing$134,550/yr
45% on housing$119,600/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$262This listing

vs Other Active Listings

Avg $/sqft

ZIP 95377$321
San Joaquin County$288

vs Homes Sold Last Month

Median $/sqft

ZIP 95377$318
San Joaquin County$300

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Price change$635,000
2026-06-16Listed for sale$650,000
2020-05-01Sold$499,000
2020-03-31Pending sale$499,000
2020-03-19Listed for sale$499,000
2020-03-06Pending sale$499,000
2020-02-20Listed for sale$499,000
2019-11-30Listing removed$503,900
2019-11-08Price change$503,900
2019-10-10Price change$509,000
2019-09-06Price change$519,000
2019-08-20Price change$529,900
2019-07-23Price change$539,900
2019-07-08Price change$549,900
2019-06-24Price change$559,900
2019-06-07Listed for sale$600,000
2017-07-15Listing removed$2,495
2017-06-28Price change$2,495
2017-06-04Listed for rent$2,600
2014-05-23Sold$363,000
2014-03-26Listed for sale$380,000
2008-06-06Sold$295,000
2008-02-28Listing removed$369,900
2008-02-26Listed for sale$369,900
2007-01-31Sold$175,337
1996-05-22Sold$207,000
1996-03-05Sold$148,000
1995-12-06Sold$146,700
1995-08-09Sold$30,339

For Sale by Agent

AgentJuan Barragan
BrokerageIntero Real Estate Services

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