




3883 97th Ln NE, Blaine, MN, 55014
About This Home
*******MINT CONDITION*******Nestled on a peaceful street in the sought after Blaine community,this stunning four bedroom, three-bath split-level is the one you've been looking for. From the moment you step inside,the showstopping kitchen commands attention --a true heart- of- the- home space that will inspire your inner chef. The layout impresses at every turn: a sprawling three-car garage for all your toys and tools, a welcoming lower-level family room with a gas fire-place, plus a spacious on-suite with soaker tub after those long busy days. Step outside to expansive newer deck and discover your personal entertaining paradise--whether its summer barbecues or quiet morning coffees, this outdoor space delivers. With room to gather, room to grow, this home truly has it all. Homes of this size, quality, and character are a rare find in today's market!
Getting Around
Schools
Construction
Condition
- Year built: 1988
Materials
- Construction materials: Block
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Basement
- Has basement: Yes
- Basement: Daylight,Egress Window(s),Finished
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Features
- Number of fireplaces: 1
- Fireplace features: Gas
- Fireplace: Yes
- Finished area below ground: 1,005
- Finished area above ground: 1,352
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,357
- Total interior livable area: 2,357 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 263123130039
- Zoning description: Residential-Single Family
- Foundation area: 1352
Features
- Levels: Multi/Split
- Pool features: None
Lot
- Lot size: 10,018 sqft
- Lot size dimensions: 75 x 140
Parking
- Total spaces: 3
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Hail
- Inland Flooding
- Lightning
- Cold Wave
- Heat Wave
- Ice Storm
- Tornado
- Wildfire
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Anoka County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,374 | $28,488 |
| Home Insurance * | $296 | $3,552 |
| Property Taxes | $474 | $5,688 |
| Electricity | $198 | $2,385 |
| Total | $3,342 | $40,104 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-12 | Price change | $469,500 |
| 2026-06-10 | Price change | $489,500 |
| 2026-06-04 | Listed for sale | $495,000 |
| 2000-08-15 | Sold | $186,900 |
