1440 Ella St, San Luis Obispo, CA, 93401
About This Home
Bring your hard hat and your imagination to this rare opportunity in one of San Luis Obispo’s most desirable neighborhoods. Set on an R2-zoned parcel, this property offers exceptional potential for renovation, expansion, or redevelopment (buyer to verify). The driveway leads to a French-door style single-car garage with an attached 286± sq ft workshop perfect for projects or storage, and a brick paver patio. Upstairs, a 273± sq ft porch deck with exceptional views welcomes you into the 540± sq ft home, featuring a living room, dining area, kitchen with breakfast nook and ample storage, a bedroom with ensuite bath, and a walk-in closet. Hardwood flooring and an abundance of windows provide natural light throughout, while a wall furnace serves the home. The oversized lot is a standout—rich with mature vegetation, garden spaces, a citrus tree, and a mix of concrete and paver patio areas. An open shed currently houses the laundry. Located close to Terrace Hill, Sinsheimer Park, French Hospital, San Luis Obispo High School, and Downtown SLO. This property offers endless potential to renovate, rebuild, or completely reimagine in a prime San Luis Obispo location.
Getting Around
Car-Dependent
Some Transit
BikeableSchools
Construction
Condition
- Year built: 1968
Type & Style
- Home type: SingleFamily
- Architectural style: Custom
- Property subType: Single Family Residence
Interior
Appliances
- Laundry features: Outside
Bedroom
- Features: All Bedrooms Up
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 1
Features
- Breakfast Area,All Bedrooms Up,Walk-In Closet(s)
- Flooring: Wood
- Fireplace features: None
- Common walls with other units/homes: No Common Walls
Heating & Cooling
- Heating features: Wall Furnace
- Cooling features: None
Interior Area
- Total interior livable area: 540 sqft
Other
- Features: Walk-In Closet(s)
Property
Details
- Parcel number: 003583010
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Entry location: Side
- Pool features: None
- Patio & porch: Deck,Patio,Porch
- Spa features: None
- Fencing: Block,Wood
- Has view: Yes
- View description: Hills,Neighborhood
Lot
- Lot size: 3,714 sqft
- Features: Back Yard,Level
Parking
- Total spaces: 1
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Earthquake
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in San Luis Obispo County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,534 | $42,408 |
| Home Insurance * | $91 | $1,092 |
| Property Taxes | $519 | $6,228 |
| Electricity | $398 | $4,786 |
| Total | $4,542 | $54,504 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-01-26 | Listed for sale | $699,000 |
For Sale by Agent
View on Zillow