785 Islay St, San Luis Obispo, CA, 93401
About This Home
Charming bungalow with gated arbor entry on a quiet street just blocks from downtown. Bamboo floors, a renovated modern kitchen, and an expanded bath with a spacious shower blend classic character with thoughtful updates. The ample backyard features mature roses and citrus trees - an inviting garden retreat just moments from downtown shops and restaurants.
Getting Around
Walker's Paradise
Some Transit
Biker's ParadiseSchools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 1942
Type & Style
- Home type: SingleFamily
- Architectural style: Bungalow
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Range,Microwave,Refrigerator,Tankless Water Heater,Dryer,Washer
Bathroom
- Features: Separate Shower
Bedroom
- Features: All Bedrooms Down
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 2
Features
- Open Floorplan,All Bedrooms Down
- Flooring: Bamboo
- Fireplace features: None
- Common walls with other units/homes: No Common Walls
Heating & Cooling
- Heating features: Wall Furnace
- Cooling features: None
Interior Area
- Total interior livable area: 853 sqft
Kitchen
- Features: Kitchen/Family Room Combo
Property
Details
- Parcel number: 003635002
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Entry location: front door
- Pool features: None
- Patio & porch: Deck
- Has view: Yes
- View description: None
Lot
- Lot size: 4,320 sqft
- Features: Back Yard,Front Yard
Parking
- Total spaces: 1
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in San Luis Obispo County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,182 | $62,184 |
| Home Insurance * | $134 | $1,608 |
| Property Taxes | $941 | $11,292 |
| Electricity | $398 | $4,786 |
| Total | $6,655 | $79,860 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-12 | Price change | $995,000 |
| 2026-03-13 | Listed for sale | $1,025,000 |
| 2020-10-06 | Sold | $799,000 |
| 2020-09-05 | Pending sale | $799,000 |
| 2020-09-01 | Listed for sale | $799,000 |
| 2016-10-21 | Sold | $565,000 |
| 2016-09-07 | Pending sale | $569,000 |
| 2016-09-02 | Listed for sale | $569,000 |
| 2016-04-06 | Sold | $500,000 |
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