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166 Summit Dr, Pismo Beach, CA, 93449

2beds
1baths
906sqft
$725,000
$800price/sqft
$4,880/moest. monthly cost
$195,200/yrincome needed

About This Home

Thoughtfully updated, this charming twin home makes coastal living easy. Located at 166 Summit Drive, the home offers 2 bedrooms, 1 bathroom, and 906 sqft of comfortable living space on a 3,920 sqft lot. Inside, you'll find fresh carpet in both bedrooms and durable luxury vinyl plank flooring throughout the main living areas, creating a clean, modern look. The home features a fully owned solar system, a recently replaced roof, an owned water softener, and a reverse osmosis system. These upgrades provide long-term savings and peace of mind, allowing the next owner to move in without worrying about major projects. The low-maintenance yard means you'll spend less time on upkeep and more time enjoying everything the coast has to offer. Situated in a quiet neighborhood, this home offers a relaxed setting while remaining close to local beaches, shopping, and everyday conveniences. 166 Summit Drive is a rare opportunity to own in the beautiful town of Pismo Beach.

Getting Around

37
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

10/10
6/10
Judkins Middle SchoolGrades 7-81.7 mi
9/10
Arroyo Grande High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 1987

Materials

  • Roof: Composition,Shingle

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Oven,Gas Range,Gas Water Heater,Refrigerator,Water Purifier,Dryer,Washer
  • Laundry features: In Garage

Bathroom

  • Features: Tub Shower

Bedroom

  • Features: All Bedrooms Down

Bedroom

  • Features: Bedroom on Main Level

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Breakfast Area,Open Floorplan,All Bedrooms Down,Bedroom on Main Level,Main Level Primary
  • Door features: Sliding Doors
  • Flooring: Carpet,Tile,Vinyl
  • Fireplace features: None
  • Common walls with other units/homes: 1 Common Wall

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total interior livable area: 906 sqft

Master Bedroom

  • Features: Main Level Primary

Property

Accessibility

  • Accessibility features: Safe Emergency Egress from Home,No Stairs

Details

  • Parcel number: 005403019
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Front
  • Pool features: None
  • Patio & porch: Concrete,Covered
  • Spa features: None
  • Has view: Yes
  • View description: Neighborhood,Peek-A-Boo

Lot

  • Lot size: 3,920 sqft
  • Features: Drip Irrigation/Bubblers,Front Yard,Street Level

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Landslide
Wildfire

FEMA Declared Disasters in San Luis Obispo County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,665$43,980
Home Insurance *$145$1,740
Property Taxes $672$8,064
Electricity $398$4,786
Total$4,880$58,560
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$167,314/yr
40% on housing$146,400/yr
45% on housing$130,133/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$800This listing

vs Other Active Listings

Avg $/sqft

ZIP 93449$566
San Luis Obispo County$560

vs Homes Sold Last Month

Median $/sqft

ZIP 93449$679
San Luis Obispo County$522

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$699,000
2026-07-16Listed for sale$725,000
2018-02-07Sold$470,000
2018-01-10Pending sale$474,900
2017-11-23Price change$474,900
2017-11-08Price change$492,000
2017-10-26Price change$508,500
2017-09-28Price change$514,900
2017-08-03Listed for sale$525,000
2011-12-21Listing removed$265,000
2011-06-18Listed for sale$265,000
2011-04-29Sold$225,500
2011-03-11Price change$249,900
2011-02-12Price change$265,000
2011-02-04Listed for sale--
2010-12-01Sold$232,050
2007-04-20Sold$60,000

For Sale by Agent

AgentJeff Landon
BrokerageKeller Williams Central Coast

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