5741 145th Ct NW, Ramsey, MN, 55303
About This Home
Welcome home to this gorgeous Ramsey home that offers space, flexibility, and a beautiful natural setting. The main level features a versatile bedroom (large closet unit) and that also works perfectly as a home office. The eat-in kitchen has hickory-faced cabinets, modern finishes and new flooring. The living room overlooks your natural marsh area with a gas far place surrounded by beautiful hickory built-ins. Downstairs, the spacious family room offers even more room to relax or entertain, highlighted by beautiful woodwork that adds warmth and character to the space. The lower level has its own bedroom and bathroom, as well as a possible sixth bedroom, office space or workout room. Step outside and you’ll quickly see what makes this home special. The stunning backyard backs up to a peaceful marsh, creating a private setting with beautiful views and plenty of opportunities to enjoy nature right outside your door. Walkout to your entertaining area, complete with a bar and hot tub, and firepit. The three car garage comes with heater, loads of built in storage space, and an attic storage space. The garage doors have Lifestyle Screens that pull down to keep our state bird, the mosquito, at bay while you create at the workbench. With flexible living spaces, thoughtful updates, a fantastic garage, and a backyard setting that’s hard to duplicate, this home offers so much more than you might expect. PERFECT for multigeneration.
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1997
Materials
- Roof: Age Over 8 Years
- Construction materials: Block
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Air-To-Air Exchanger,Cooktop,Dishwasher,Disposal,Dryer,Freezer,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer,Water Softener Owned
- Laundry features: Electric Dryer Hookup,Laundry Room,Main Level,Washer Hookup
Basement
- Has basement: Yes
- Basement: Daylight,Finished,Full,Tile Shower,Walk-Out Access
Bedroom
- Level: Main
- Area: 192
- Dimensions: 12x16
Bedroom2
- Level: Upper
- Area: 168
- Dimensions: 12x14
Bedroom3
- Level: Upper
- Area: 110
- Dimensions: 11x10
Bedroom4
- Level: Upper
- Area: 132
- Dimensions: 12x11
Bedroom5
- Level: Lower
- Area: 143
- Dimensions: 13x11
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 2
- 3/4 bathrooms: 1
- 1/2 bathrooms: 1
Dining Room
- Level: Main
- Area: 121
- Dimensions: 11x11
Exercise Room
- Level: Lower
- Area: 110
- Dimensions: 11x10
Family Room
- Level: Lower
- Area: 552
- Dimensions: 24x23
Features
- Number of fireplaces: 1
- Fireplace features: Brick,Gas
- Fireplace: Yes
- Finished area below ground: 728
- Finished area above ground: 1,058
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,646
- Total interior livable area: 1,786 sqft
Kitchen
- Level: Main
- Area: 132
- Dimensions: 12x11
Living Room
- Level: Main
- Area: 168
- Dimensions: 14x12
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 263225140068
- Zoning description: Residential-Single Family
- Foundation area: 824
Features
- Levels: Two
- Stories: 2
- Fencing: Full
Lot
- Lot size: 0.26 Acres
- Features: Tree Coverage - Light
- Lot size dimensions: 80 x 138 x 82 x 137
Parking
- Total spaces: 3
- Parking features: Attached,Concrete,Garage
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Hail
- Inland Flooding
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Anoka County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,573 | $30,876 |
| Home Insurance * | $313 | $3,756 |
| Property Taxes | $452 | $5,424 |
| Electricity | $170 | $2,050 |
| Total | $3,508 | $42,096 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-11 | Pending sale | $509,000 |
| 2026-07-24 | Listed for sale | $509,000 |
| 2017-06-16 | Sold | $289,900 |
| 2017-04-22 | Listed for sale | $299,900 |
| 2008-09-19 | Sold | $259,000 |
| 2008-06-19 | Listed for sale | $274,900 |
| 2005-05-13 | Sold | $257,500 |
| 2001-11-30 | Sold | $215,000 |
| 2000-06-05 | Sold | $175,000 |
| 1997-05-08 | Sold | $168,305 |
| 1997-01-15 | Sold | $25,000 |
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