




428 Ocean Blvd, Pismo Beach, CA, 93449
About This Home
Some homes are simply built. Others are placed—perfectly—between land, sky, and sea. Perched along the iconic bluff of Ocean Boulevard in Shell Beach, this charming Cape Cod retreat has spent decades quietly watching the Pacific roll in and out with the tides. Each morning begins with light spilling across the water as seabirds glide past the horizon. Step through the French doors and onto the expansive ocean-view deck, where coffee tastes richer and the salty breeze reminds you exactly why people fall in love with the Central Coast. Inside, the home feels warm and timeless. Vaulted wood ceilings soar above the living room while a ?stone fireplace invites evenings spent listening to the distant rhythm of the waves. Sunlight pours through the windows, framing endless blue ocean views that stretch from Avila Beach to the distant cliffs of Point Sal. The kitchen was designed for gathering? rich wood cabinetry, granite counters, and professional-grade appliances ready for everything from slow Sunday breakfasts to sunset dinner parties with friends. Hardwood floors lead you through spaces that feel both elegant and relaxed, exactly what coastal living should be. With three bedrooms and three baths, this home offers both comfort and privacy, while a peaceful backyard patio provides a sheltered escape when the ocean breeze settles in for the evening. But the real magic happens outside. Because here, the Pacific is never just a view? it’?s a daily experience. Whales migrate along the horizon. Pelicans drift past at eye level. And every evening, the sky transforms into a canvas of gold, crimson, and lavender as the sun sinks slowly into the sea. Homes like this aren’t just properties. They’re front-row seats to the rhythm of the coast? where every day ends with one of California’s most breathtaking sunsets, and every morning begins with the promise of another unforgettable view. Welcome to life on Ocean Boulevard!
Getting Around
Schools
Construction
Condition
- Property condition: Turnkey
- Year built: 1981
Type & Style
- Home type: SingleFamily
- Architectural style: Cape Cod
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Range,Refrigerator
- Laundry features: Laundry Closet
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 2
Features
- Beamed Ceilings,Separate/Formal Dining Room,Granite Counters,Living Room Deck Attached,Storage,Galley Kitchen
- Door features: French Doors
- Window features: Atrium
- Flooring: Wood
- Fireplace features: Living Room
- Fireplace: Yes
- Common walls with other units/homes: No Common Walls
Heating & Cooling
- Heating features: Central,Fireplace(s)
- Cooling features: None
Interior Area
- Total interior livable area: 1,471 sqft
Kitchen
- Features: Granite Counters
Kitchen
- Features: Galley Kitchen
Property
Details
- Parcel number: 010353013
- Special condition: Standard,Trust
Features
- Levels: Two
- Stories: 2
- Entry location: 1
- Pool features: None
- Patio & porch: Deck
- Spa features: None
- Fencing: Wood
- Has view: Yes
- View description: Ocean
- Has water view: Yes
- Water view: Ocean
- On waterfront: Yes
- Waterfront features: Ocean Front
Lot
- Lot size: 2,880 sqft
- Features: 0-1 Unit/Acre
Parking
- Total spaces: 2
- Parking features: Driveway,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
- Coastal Flooding
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in San Luis Obispo County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $14,916 | $178,992 |
| Home Insurance * | $591 | $7,092 |
| Property Taxes | $2,650 | $31,800 |
| Electricity | $398 | $4,786 |
| Total | $18,555 | $222,660 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-13 | Listed for sale | $2,950,000 |
| 2015-08-28 | Sold | $1,725,000 |
| 2015-08-10 | Pending sale | $1,799,000 |
| 2015-07-09 | Listed for sale | $1,799,000 |
| 2011-04-03 | Listing removed | $1,850,000 |
| 2010-12-31 | Price change | $1,850,000 |
| 2010-12-12 | Price change | $1,900,000 |
| 2010-08-14 | Listed for sale | $1,950,000 |
