




120 Hermosa Dr, Pismo Beach, CA, 93449
About This Home
Set in Sunset Palisades, one of Shell Beach’s most desirable coastal neighborhoods, this Mediterranean-inspired residence offers ocean-view living, multiple outdoor spaces, and the relaxed coastal setting that makes this part of the Central Coast so sought after. Mature palms, red tile rooflines, landscaped patios, and raised planters give the home a distinct coastal character just moments from the shoreline. Inside, the main living area is warm and light-filled, with vaulted ceilings, exposed beam detail, a fireplace, and large windows that frame the coastal setting. The kitchen features rich wood cabinetry, granite counters, stainless appliances, skylight-style natural light, and a center island cooktop. A kitchen pass-through opens to the backyard and outdoor bar area, creating an easy setup for entertaining and indoor-outdoor living. Just off the kitchen, a flexible backyard-facing space with direct outdoor access can serve as a casual dining area, sitting room, office, playroom, or secondary living area. The primary suite is the centerpiece of the home, with room for a sitting area, large windows, and direct access to a front balcony with panoramic ocean views. It is a private place to take in the coastline, ocean horizon, palms, and neighborhood below. A newly built rear deck off the primary suite creates a second outdoor connection and leads down to the backyard. The ensuite bath features dual sinks, skylights, and a large glass-enclosed walk-in shower, while the walk-in closet provides substantial storage. Two additional bedrooms provide comfortable accommodations for family, guests, office use, or hobbies, with built-in cabinetry adding useful storage. The hall bath features stone finishes, skylight natural light, and a glass-enclosed shower. Hall cabinetry, a dedicated laundry room, spacious garage, and rear garage storage add practical convenience. The backyard is unusually large for the area, with lawn, patio space, mature landscaping, and direct connection to the kitchen, flexible living area, and rear deck from the primary suite. The front patio and ocean-view balcony add even more places to enjoy the Shell Beach setting. Beachfront South Palisades Park, beach access, Palisades Park and Playground, basketball, tennis and pickleball courts, Ontario Ridge Trail, and the Bluff Trailhead are all within walking distance. Fresh paint, new carpet, panoramic ocean views, and a rare Sunset Palisades setting complete the offering.
Getting Around
Schools
Construction
Condition
- Year built: 1986
Materials
- Roof: Spanish Tile
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Cooktop,Microwave,Refrigerator,Dryer,Sump Pump,Washer
- Laundry features: Inside,Laundry Room
Bathroom
- Features: Bathroom Exhaust Fan,Dual Sinks,Granite Counters,Multiple Shower Heads,Separate Shower,Walk-In Shower
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 2
Features
- Balcony,Ceiling Fan(s),Cathedral Ceiling(s),Granite Counters,Recessed Lighting,Primary Suite,Walk-In Closet(s)
- Window features: Double Pane Windows,Skylight(s)
- Flooring: Carpet,Tile
- Fireplace features: Living Room
- Fireplace: Yes
- Common walls with other units/homes: No Common Walls
Heating & Cooling
- Heating features: Forced Air
- Cooling features: None
Interior Area
- Total interior livable area: 1,898 sqft
Kitchen
- Features: Granite Counters,Kitchen Island
Master Bedroom
- Features: Primary Suite
Other
- Features: Walk-In Closet(s)
Property
Details
- Parcel number: 010551019
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Entry location: Front
- Pool features: None
- Patio & porch: Concrete,See Remarks
- Exterior features: Rain Gutters
- Spa features: None
- Fencing: Wood
- Has view: Yes
- View description: Mountain(s),Ocean,Panoramic
- Has water view: Yes
- Water view: Ocean
- Waterfront features: Ocean Side Of Highway
Lot
- Lot size: 8,125 sqft
- Features: Back Yard,Front Yard,Sprinklers In Rear,Sprinklers In Front,Landscaped,Rectangular Lot,Sprinkler System
Parking
- Total spaces: 2
- Parking features: Concrete,Driveway,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
- Coastal Flooding
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in San Luis Obispo County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $11,372 | $136,464 |
| Home Insurance * | $451 | $5,412 |
| Property Taxes | $2,164 | $25,968 |
| Electricity | $407 | $4,884 |
| Total | $14,394 | $172,728 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-11 | Price change | $2,099,000 |
| 2026-07-31 | Price change | $2,249,000 |
| 2026-07-19 | Price change | $2,349,000 |
| 2026-07-04 | Price change | $2,499,000 |
| 2026-06-29 | Listed for sale | $2,900,000 |
| 2022-05-16 | Listing removed | -- |
| 2022-05-03 | Price change | $5,500 |
| 2022-04-26 | Price change | $5,900 |
| 2022-04-25 | Listed for rent | $6,900 |
| 1995-02-28 | Sold | $355,000 |
