




8730 Bluff Ct, Bradley, CA, 93426
About This Home
Welcome to 8730 Bluff Ct in Oak Shores at Lake Nacimiento where lakefront living is front and center! Set above the water with wide-open views, this custom-built 5BD/5.5BA home offers approx. 4,502 sq. ft. designed for either relaxed weekends or full-house gatherings. The main level sets the tone with exposed beams, rich woodwork, and a spacious kitchen that opens to the living and dining areas. The primary suite is also on this level, creating a comfortable, easy everyday layout. Step outside and you're immediately pulled toward the views, expansive decks and balconies made for morning coffee, sunset dinners, and long summer nights with friends. Downstairs, the home opens up even more. The terrace level features multiple bedrooms, including three with en-suite baths, along with a massive recreation room, ready for game tables, movie nights, or overflow guests. The lower level offers additional bedrooms, a wine cellar, a large sitting area, and additional storage, ideal for longer stays or hosting extended family. An oversized 3-car garage leaves room for boats, gear, and everything that comes with the lake lifestyle. With over 1,700 sq. ft. of balcony space and a thoughtful multi-level layout, this is a home built to be enjoyed by all!
Getting Around
Schools
Construction
Condition
- Year built: 2000
Materials
- Foundation: Block,Pillar/Post/Pier
- Roof: Tile
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Refrigerator,Wine Refrigerator
- Laundry features: In Garage,Inside
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 6
- Full bathrooms: 5
- 1/2 bathrooms: 1
Dining Room
- Features: DiningAreainLivingRoom, DiningBar
Family Room
- Features: SeparateFamilyRoom
Features
- Vaulted Ceiling(s),Wet Bar
- Number of fireplaces: 1
- Fireplace features: Wood Burning
Heating & Cooling
- Heating features: Central Forced Air Gas,Propane
- Cooling features: Ceiling Fan(s),Central Air,Whole House Fan
Interior Area
- Total structure area: 4,502
- Total interior livable area: 4,502 sqft
Kitchen
- Features: Countertop_Granite
Property
Details
- Parcel number: 012232031
- Zoning: RSF
- Special condition: Standard
Features
- Stories: 3
- Pool features: Community
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
Lot
- Lot size: 8,200 sqft
- Features: Hillside
Parking
- Total spaces: 3
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Wildfire
- Earthquake
- Inland Flooding
- Landslide
- Drought
How This Home’s Risks Compare
FEMA Declared Disasters in San Luis Obispo County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $10,618 | $127,416 |
| Home Insurance * | $604 | $7,248 |
| Property Taxes | $2,279 | $27,348 |
| Electricity | $965 | $11,584 |
| Total | $14,466 | $173,592 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-01 | Listed for sale | $2,100,000 |
| 1994-10-19 | Sold | $34,000 |
