2182 Ridge Rider Rd, Bradley, CA, 93426
About This Home
Charming 2-bedroom lake house in Oak Shores Community in San Luis Obispo County. This functional layout has cathedral ceilings, a reverse floorplan, and a large deck off the living room perfect for entertaining. Located just minutes to the lake, clubhouse, pickleball court, putting green, and swimming pool. Kitchen with dining nook offers stainless steel appliances, quartz countertop, and plenty of storage. Experience the beauty of nature and wildlife at Oak Shores. You'll appreciate this well-cared-for, turnkey property at Lake Nacimiento. New A/C and roof.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Year built: 1980
Materials
- Foundation: Pillar/Post/Pier,Raised
- Roof: Composition
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Electric Cooktop,Dishwasher,Disposal,Electric Oven/Range,Refrigerator
- Laundry features: In Utility Room
Bathroom
- Features: ShowerandTub, FullonGroundFloor
Bedroom
- Features: ReverseFloorPlan, BedroomonGroundFloor2plus
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Dining Room
- Features: EatinKitchen
Family Room
- Features: NoFamilyRoom
Features
- High Ceilings,Vaulted Ceiling(s)
- Door features: None
- Flooring: Carpet,Laminate
Heating & Cooling
- Heating features: Central Forced Air
- Cooling features: Ceiling Fan(s),Central Air
Interior Area
- Total structure area: 1,221
- Total interior livable area: 1,221 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 012243018
- Zoning: RSF
- Special condition: Standard
Features
- Stories: 2
- Pool features: Community
- Exterior features: Barbecue,Dock
- Fencing: None
- Has view: Yes
- View description: Forest/Woods,Mountain(s)
Lot
- Lot size: 8,900 sqft
Parking
- Total spaces: 1
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Wildfire
- Earthquake
- Inland Flooding
- Landslide
- Drought
How This Home’s Risks Compare
FEMA Declared Disasters in San Luis Obispo County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,022 | $24,264 |
| Home Insurance * | $115 | $1,380 |
| Property Taxes | $455 | $5,460 |
| Electricity | $398 | $4,786 |
| Total | $2,990 | $35,880 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-21 | Price change | $420,000 |
| 2026-02-26 | Listed for sale | $425,000 |
| 2026-02-12 | Contingent | $420,000 |
| 2025-11-02 | Price change | $420,000 |
| 2025-10-30 | Price change | $444,000 |
| 2025-10-23 | Listed for sale | $446,000 |
| 2025-10-22 | Contingent | $446,000 |
| 2025-10-04 | Price change | $446,000 |
| 2025-09-08 | Price change | $448,000 |
| 2025-08-02 | Price change | $458,000 |
| 2025-07-12 | Listed for sale | $465,000 |
| 2023-09-11 | Sold | $414,000 |
| 2023-08-14 | Pending sale | $399,000 |
| 2023-07-13 | Listed for sale | $399,000 |
| 2018-11-09 | Sold | $235,000 |
| 2018-09-27 | Pending sale | $260,000 |
| 2018-07-16 | Price change | $260,000 |
| 2018-04-10 | Listed for sale | $297,500 |
| 2014-07-09 | Sold | $240,500 |
| 2013-10-02 | Listing removed | $249,900 |
| 2013-09-06 | Price change | $249,900 |
| 2013-07-12 | Price change | $255,000 |
| 2013-06-21 | Listed for sale | $265,000 |
| 2013-04-10 | Sold | $219,000 |
| 2012-03-21 | Listed for sale | $219,000 |
| 2011-12-16 | Listing removed | $225,000 |
| 2011-09-23 | Listed for sale | $225,000 |
| 1996-04-10 | Sold | $45,000 |
| 1995-08-10 | Sold | $93,190 |
View on Zillow