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3332 Harbor Cir APT C, Paso Robles, CA, 93446

2beds
1baths
745sqft
$279,000
$374price/sqft
$2,131/moest. monthly cost
$85,240/yrincome needed

About This Home

Welcome to 3332 Harbor Circle Unit C, a beautifully refreshed 2-bedroom, 1-bath residence nestled in the heart of Heritage Ranch—just moments from Lake Nacimiento and a short drive to the renowned wineries, restaurants, and charm of Paso Robles. Whether you’re looking for a weekend escape or full-time living, this move-in ready home offers the perfect blend of comfort, style, and Central Coast lifestyle. Recent updates elevate the space with new laminate flooring throughout, fresh interior paint, and a bright, modern kitchen featuring new cabinetry, marble countertops, a farmhouse sink, recessed lighting, and a new range—creating a clean and inviting space for everyday living. The bathroom has been thoughtfully updated with a clean, modern aesthetic, featuring an updated vanity, modern fixtures, and a shower/tub combination accented by stylish vertical tile work. The space is finished with updated flooring and a fresh, neutral palette, creating a bright and inviting feel. Major system improvements—including a newer HVAC system and water heater—provide peace of mind, while the efficient floor plan maximizes functionality. The carport offers convenient covered parking with additional space for guests. Located within the Holiday House community, residents enjoy access to a private pool, along with all the incredible amenities Heritage Ranch has to offer. Spend your days enjoying Lake Nacimiento with its nearby boat launch, or take advantage of community features including multiple pools, equestrian facilities, a dog park, recreation barn, hiking trails, grocery store, coffee shop, pizza parlor, gas station, and even a local elementary school—all within reach. Enjoy glimpses of the lake from your back patio, adding to the relaxed, scenic setting this home offers. Whether you're searching for a low-maintenance getaway or a place to call home, this updated lake retreat delivers exceptional value and lifestyle in one of Paso Robles’ most unique lake communities.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

6/10

Construction

Condition

  • Year built: 1975

Materials

  • Foundation: Slab
  • Roof: Asphalt

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Electric Oven,Electric Range,Refrigerator
  • Laundry features: Common Area

Bathroom

  • Features: Bathtub,Quartz Counters,Separate Shower,Tub Shower

Bedroom

  • Features: All Bedrooms Down

Bedroom

  • Features: Bedroom on Main Level

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Breakfast Bar,Open Floorplan,All Bedrooms Down,Bedroom on Main Level,Main Level Primary
  • Flooring: Laminate
  • Fireplace features: None
  • Common walls with other units/homes: 2+ Common Walls

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 745 sqft

Kitchen

  • Features: Kitchen Island,Kitchen/Family Room Combo

Master Bedroom

  • Features: Main Level Primary

Property

Details

  • Parcel number: 012291017
  • Attached to another structure: Yes
  • Special condition: Standard
  • Horse amenities: Riding Trail

Features

  • Levels: One
  • Stories: 1
  • Entry location: 1
  • Pool features: Association
  • Patio & porch: Concrete,Front Porch,Open,Patio
  • Has spa: Yes
  • Spa features: Association
  • Fencing: None
  • Has view: Yes
  • View description: Back Bay
  • Has water view: Yes
  • Water view: Back Bay
  • Waterfront features: Lake Privileges

Lot

  • Lot size: 745 sqft

Parking

  • Total spaces: 1
  • Parking features: Carport
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideRelatively High
  • Drought
    DroughtModerate

How This Home’s Risks Compare

Wildfire
Earthquake
Inland Flooding
Landslide
Drought

FEMA Declared Disasters in San Luis Obispo County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,410$16,920
Home Insurance *$53$636
Property Taxes $270$3,240
Electricity $398$4,786
Total$2,131$25,572
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,062/yr
40% on housing$63,930/yr
45% on housing$56,826/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$374This listing

vs Other Active Listings

Avg $/sqft

ZIP 93446$507
San Luis Obispo County$561

vs Homes Sold Last Month

Median $/sqft

ZIP 93446$452
San Luis Obispo County$522

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Listed for sale$289,000
2025-07-25Sold$225,000
2025-06-23Pending sale$225,000
2025-06-04Price change$225,000
2025-05-13Price change$235,000
2025-03-28Listed for sale$249,000

For Sale by Agent

AgentJennifer Dawson
BrokeragePlatinum Properties

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