904 Hartford St, Cambria, CA, 93428
About This Home
Welcome to this elegant gathering place for family and friends to spread out and fully enjoy the charming coastal village of Cambria. This licensed short-term vacation rential has enough room for all ages to play and relax while being only steps away from restaurants, shopping and wine tasting. Overlooking the rooftops and pine trees to the Pacific Ocean, Santa Rosa Creek and Moonstone Beach and epic sunsets you'll never grow weary of. This 3-bedroom, 3-bathroom home features two fireplaces, three decks, two of which have ocean views, and a shaded patio for play and creativity. From the two-car garage to the functional laundry/mud room, this home is comfortable enough to be a full-time residence with plenty of storage space and room for visitors. The primary bedroom is on the entry level and has its own fireplace, en suite bathroom with an ocean view from your bed, bathtub or your private deck. Downstairs, you enter the living room with another ocean view deck, tall ceilings and a fireplace. The functional kitchen and dining room are just steps up, with stainless steel appliances, colorful tile and a breakfast bar. The 2nd bedroom, hall bathroom, shaded patio and laundry are located on this level as well. The 3rd bedroom and 3rd bathroom are above the garage and have plenty of storage and its own kitchenette. It can also be accessed through the garage or its own entry door for private access. This spectacular property comes completely furnished and it is a LICENSED VACATION RENTAL, which is a rare and hard-to-come-by designation in Cambria.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1981
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Double Oven,Dryer,Washer
- Laundry features: Inside,Laundry Room
Bedroom
- Features: Bedroom on Main Level
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 3/4 bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 1
Cooling
- Cooling features: None
Features
- Bedroom on Main Level,Primary Suite
- Fireplace features: Family Room,Primary Bedroom
- Fireplace: Yes
- Common walls with other units/homes: No Common Walls
Interior Area
- Total interior livable area: 1,953 sqft
Master Bedroom
- Features: Primary Suite
Property
Details
- Parcel number: 022261053
- Special condition: Standard
- Exclusions: Mermaid book-ends
- Horse amenities: Riding Trail
Features
- Levels: Three Or More
- Stories: 3
- Entry location: 2
- Pool features: None
- Has view: Yes
- View description: Neighborhood,Ocean,Panoramic,Creek/Stream,Trees/Woods
- Has water view: Yes
- Water view: Ocean,Creek/Stream
Lot
- Lot size: 4,125 sqft
- Features: Paved
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Earthquake
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in San Luis Obispo County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,031 | $60,372 |
| Home Insurance * | $195 | $2,340 |
| Property Taxes | $904 | $10,848 |
| Electricity | $418 | $5,025 |
| Total | $6,548 | $78,576 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-05 | Price change | $995,000 |
| 2026-03-18 | Price change | $1,075,000 |
| 2025-02-07 | Price change | $1,195,000 |
| 2024-10-30 | Listed for sale | $1,295,000 |
| 2019-12-20 | Sold | $852,500 |
| 2019-10-30 | Pending sale | $875,000 |
| 2019-09-13 | Price change | $875,000 |
| 2019-06-21 | Listed for sale | $899,000 |
| 2011-01-15 | Listing removed | $649,000 |
| 2010-08-06 | Listed for sale | $649,000 |
| 2009-11-04 | Listing removed | $729,000 |
| 2009-05-03 | Listed for sale | $729,000 |
| 2009-01-05 | Listing removed | $750,000 |
| 2008-10-18 | Price change | $750,000 |
| 2008-06-14 | Listed for sale | $825,000 |
| 1999-12-15 | Sold | $370,000 |
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