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404 Huntington Rd, Cambria, CA, 93428

5beds
6baths
6,860sqft
$7,125,000
$1,039price/sqft
$45,232/moest. monthly cost
$1,809,280/yrincome needed

About This Home

Seller Financing Available: This beautifully designed Coastal French Country Residence is ideally situated on a desirable premier oversized lot. The home overlooks the Fiscalini Ranch Preserve to the unobstructed white water views of the boundless Pacific Ocean. The spacious open concept floor plan offers soaring vaulted beamed ceilings with plenty of glass to bring in abundant natural light while integrating the vast outdoor stunning ocean views. Five impeccable bedrooms, 4 baths, and 2 half baths spanning 6860 square feet all create an inviting atmosphere of pure elegance. The inviting open floor plan creates a bright and welcoming ambiance with the kitchen, dining room, and living room weaving seamlessly together to blend indoor and outdoor living. The Chef's Kitchen is a culinary masterpiece with high-end stainless steel appliances and beautifully designed woodwork cabinetry. The attached 1 bedroom 1 bath guest house with bar area provides an additional warm and welcoming space for family and friends. Other amenities include a game room, wine cellar, large stone fireplaces, landscaped grounds with pathways, and multiple seating areas to enjoy outdoor living and entertaining with an exceptional living experience. This home is being sold with furniture included except for the owner's personal items. From view sunrises and glorious sunsets this extraordinary property is a rare find and offers an unparalleled opportunity to enjoy the Cambria Coast at its finest.

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

4/10
Cambria Grammar SchoolGrades K-51.8 mi
5/10
6/10
Coast Union High SchoolGrades 9-122.0 mi

Construction

Condition

  • Property condition: Turnkey
  • Year built: 2009

Materials

  • Foundation: Permanent
  • Roof: Other
  • Construction materials: Board & Batten Siding,Lap Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman,Custom,French Provincial,Modern,Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Range,Dishwasher,Disposal,Gas Range,Microwave,Refrigerator,Dryer
  • Laundry features: Laundry Room

Bathroom

  • Features: Bathroom Exhaust Fan,Bathtub,Separate Shower

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 4
  • 1/2 bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Beamed Ceilings,Cathedral Ceiling(s),Eat-in Kitchen,Furnished,High Ceilings,Country Kitchen,Living Room Deck Attached,Open Floorplan,Pantry,Storage,Bar,Utility Room,Wine Cellar
  • Door features: French Doors,Panel Doors
  • Window features: Double Pane Windows,Drapes,Screens
  • Flooring: Carpet,Wood
  • Fireplace features: Family Room,Kitchen,Primary Bedroom,Outside
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Fireplace(s),Natural Gas
  • Cooling features: None

Interior Area

  • Total interior livable area: 6,860 sqft

Kitchen

  • Features: Granite Counters,Kitchen Island,Kitchen/Family Room Combo

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 022313031
  • Special condition: Standard
  • Exclusions: Owners personal items

Features

  • Levels: Two
  • Stories: 1
  • Entry location: Front
  • Pool features: None
  • Patio & porch: Rear Porch,Deck
  • Exterior features: Lighting,Rain Gutters
  • Spa features: None
  • Fencing: Excellent Condition,Partial
  • Has view: Yes
  • View description: Bay,Bluff,Coastline,Canyon,Ocean,Panoramic,Valley,Water
  • Has water view: Yes
  • Water view: Bay,Coastline,Ocean,Water

Lot

  • Lot size: 8,434 sqft
  • Features: Bluff,Gentle Sloping,Landscaped

Parking

  • Total spaces: 2
  • Parking features: Driveway Down Slope From Street,Direct Access,Driveway,Garage Faces Front,Garage,Public,One Space
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Landslide
Wildfire

FEMA Declared Disasters in San Luis Obispo County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $36,027$432,324
Home Insurance *$1,398$16,776
Property Taxes $6,336$76,032
Electricity $1,471$17,652
Total$45,232$542,784
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$1,550,811/yr
40% on housing$1,356,960/yr
45% on housing$1,206,186/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,039This listing

vs Other Active Listings

Avg $/sqft

ZIP 93428$543
San Luis Obispo County$559

vs Homes Sold Last Month

Median $/sqft

ZIP 93428$649
San Luis Obispo County$522

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-23Price change$7,750,000
2024-09-25Listed for sale$8,250,000
2005-04-01Sold$1,275,000

For Sale by Agent

AgentCharlie Casale
BrokerageThe Real Estate Company of Cambria

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