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2059 Sherwood Dr, Cambria, CA, 93428

2beds
2baths
1,649sqft
$2,875,000
$1,743price/sqft
$18,121/moest. monthly cost
$724,840/yrincome needed

About This Home

Perched directly on the sands of one of Cambria's most coveted stretches of coastline, this extraordinary OCEANFRONT retreat offers the rare opportunity to own a true beachfront property where the Pacific Ocean becomes your backyard. Wake each morning to the sound of waves crashing below your primary suite, enjoy uninterrupted whitewater views from nearly every room, and step from your expansive deck to the beach just beyond the seawall. Designed to maximize its breathtaking setting, the home features soaring wood-beam ceilings, an open-concept living space, and an entire wall of floor-to-ceiling windows framing endless panoramic ocean views. Natural light floods the interior while spectacular sunsets paint the horizon each evening. The beautifully remodeled kitchen showcases premium stainless-steel appliances, a professional-grade gas range, custom cabinetry, and elegant copper accents, all positioned to capture the dramatic coastal scenery. The primary suite serves as a private oceanfront sanctuary with direct access to a sprawling WRAPAROUND DECK overlooking the beach, rugged coastline, and endless Pacific beyond. Whether enjoying your morning coffee, watching migrating whales, or listening to the surf under the stars, every moment feels like a luxury vacation. While the setting feels secluded and worlds away, you're just minutes from Moonstone Beach, Fiscalini Ranch Preserve, Cambria's charming East and West Villages, Hearst Castle, Elephant Seal Vista Point, and the renowned wineries of Paso Robles. Combining direct beach access, unmatched oceanfront views, and the best of California's Central Coast lifestyle, 2059 Sherwood Drive is a truly irreplaceable waterfront offering.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

4/10
Cambria Grammar SchoolGrades K-51.5 mi
5/10
6/10
Coast Union High SchoolGrades 9-122.3 mi

Construction

Condition

  • Year built: 1966

Materials

  • Foundation: Concrete Perimeter,Slab
  • Roof: Flat,Mixed,None,Shingle,Tar/Gravel
  • Construction materials: Drywall

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman,Modern
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: 6 Burner Stove,Dishwasher,Gas Cooktop,Disposal,Gas Oven,Gas Range,Gas Water Heater,Ice Maker,Microwave,Refrigerator,Range Hood,Water Heater,Dryer,Washer
  • Laundry features: Electric Dryer Hookup,Gas Dryer Hookup,Inside,Laundry Room

Bathroom

  • Features: Bathroom Exhaust Fan,Bathtub,Dual Sinks,Granite Counters,Separate Shower

Bedroom

  • Features: All Bedrooms Down

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Breakfast Bar,Ceramic Counters,Separate/Formal Dining Room,Granite Counters,Pantry,Track Lighting,Unfurnished,All Bedrooms Down,Main Level Primary,Primary Suite,Walk-In Pantry,Walk-In Closet(s)
  • Window features: Blinds,Double Pane Windows,Screens,Skylight(s)
  • Flooring: Laminate,Tile
  • Fireplace features: Primary Bedroom
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: None

Interior Area

  • Total interior livable area: 1,649 sqft

Kitchen

  • Features: Granite Counters,Kitchen/Family Room Combo,Pots & Pan Drawers,Remodeled,Updated Kitchen,Walk-In Pantry

Master Bedroom

  • Features: Primary Suite

Master Bedroom

  • Features: Main Level Primary

Other

  • Features: Walk-In Closet(s)

Pantry

  • Features: Walk-In Pantry

Property

Accessibility

  • Accessibility features: Accessible Doors,Accessible Entrance

Details

  • Parcel number: 023,081,015
  • Zoning: RSF
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Front
  • Pool features: None
  • Patio & porch: Deck
  • Spa features: None
  • Has view: Yes
  • View description: Coastline,Ocean,Water
  • Has water view: Yes
  • Water view: Coastline,Ocean,Water
  • On waterfront: Yes
  • Waterfront features: Beach Access,Beach Front,Ocean Access,Ocean Front,Ocean Side Of Freeway,Ocean Side Of Highway,Seawall

Lot

  • Lot size: 4,600 sqft
  • Features: 2-5 Units/Acre,Front Yard,Sprinklers In Front,Landscaped,Level,Sprinklers Timer,Sprinklers On Side,Sprinkler System,Street Level

Parking

  • Total spaces: 2
  • Parking features: Asphalt,Direct Access,Driveway Level,Door-Single,Driveway,Garage Faces Front,Garage,Garage Door Opener,Paved,Private,On Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Landslide
Wildfire

FEMA Declared Disasters in San Luis Obispo County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $14,537$174,444
Home Insurance *$564$6,768
Property Taxes $2,622$31,464
Electricity $398$4,786
Total$18,121$217,452
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$621,291/yr
40% on housing$543,630/yr
45% on housing$483,226/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,743This listing

vs Other Active Listings

Avg $/sqft

ZIP 93428$527
San Luis Obispo County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 93428$649
San Luis Obispo County$522

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-25Price change$2,875,000
2026-06-04Listed for sale$2,999,000
1994-05-31Sold$505,000

For Sale by Agent

AgentCollin Mitchell
BrokerageNextHome Central Coast

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