2968 Ardath Dr, Cambria, CA, 93428
About This Home
Delightfully unique split-level property in Cambria offering exceptional flexibility for multi-generational living or extended guests. Situated on nearly half an acre with approximately 3,128± sq.ft., this expansive 5 bedroom, 4.5 bathroom home is thoughtfully designed to function much like two homes in one. The original Ardath Drive side living area offers approximately 1,535± sq.ft., while a substantial 1,593± sq.ft. addition completed around 2016 created a separate Spencer Street side living space. The Spencer Street side living area offers 2 bedrooms and 2 bathrooms, plus an additional dining area/den currently utilized as a bedroom/workout room. A former third bedroom on this side has been converted into a kitchenette area complete with cabinetry, counters, sink, and full-size refrigerator, adding even more flexibility for extended living arrangements. This side of the home also features multiple Ipe wood decks, a cozy wood-burning fireplace, and private laundry room. The original Ardath Drive side of the home features 3 bedrooms and 2 bathrooms, along with its own laundry closet, Ipe wood deck, and access to the terraced yards. Separate driveways from both Ardath Drive and Spencer Street provide convenient access and added privacy for each side of the home. A connecting door separates the two living spaces and can be locked open, closed, or removed depending on your needs. Additional highlights include beautiful solid oak flooring, an updated kitchen, grand entry, multiple living areas, wooded views with distant hill vistas, terraced gathering areas with pavers and slate stone, over 3,600 gallons of combined cistern water storage for irrigation, two furnaces, two water heaters, and a massive tandem four-car garage with workshop space and half bath.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1964
Materials
- Roof: Composition
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Gas Range,Refrigerator
- Laundry features: Inside,Laundry Room
Bathroom
- Features: Bathtub,Dual Sinks,Separate Shower
Bedroom
- Features: Bedroom on Main Level
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 3
Cooling
- Cooling features: None
Features
- Bedroom on Main Level,Main Level Primary,Multiple Primary Suites
- Flooring: Tile,Vinyl,Wood
- Fireplace features: Wood Burning
- Fireplace: Yes
- Common walls with other units/homes: No Common Walls
Interior Area
- Total interior livable area: 3,128 sqft
Master Bedroom
- Features: Main Level Primary
Master Bedroom
- Features: Multiple Primary Suites
Property
Details
- Parcel number: 024063083
- Special condition: Standard
- Exclusions: All lawn art,fire pits,audio & video surveillance are tenant owned,she may be willing to sell.
Features
- Levels: Multi/Split
- Entry location: 2
- Pool features: None
- Fencing: Wood
- Has view: Yes
- View description: Hills,Trees/Woods
Lot
- Lot size: 0.48 Acres
Parking
- Total spaces: 4
- Parking features: Asphalt,Concrete,Driveway,Driveway Up Slope From Street,Garage,Garage Faces Side,Tandem
- Has garage: Yes
- Attached garage spaces: 4
- Covered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Earthquake
- Landslide
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in San Luis Obispo County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $7,483 | $89,796 |
| Home Insurance * | $290 | $3,480 |
| Property Taxes | $1,342 | $16,104 |
| Electricity | $670 | $8,049 |
| Total | $9,785 | $117,420 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-08 | Price change | $1,480,000 |
| 2026-05-21 | Listed for sale | $1,540,000 |
| 2022-06-08 | Listing removed | -- |
| 2022-06-04 | Listed for rent | $2,800 |
| 2018-06-26 | Sold | $890,000 |
| 2018-04-17 | Pending sale | $949,000 |
| 2018-03-02 | Price change | $949,000 |
| 2018-02-08 | Price change | $1,000,000 |
| 2016-12-22 | Listed for sale | $898,000 |
| 2016-05-11 | Sold | $805,000 |
| 2016-03-01 | Pending sale | $849,000 |
| 2016-01-08 | Price change | $849,000 |
| 2015-11-02 | Listed for sale | $899,000 |
| 1998-06-19 | Sold | $83,000 |
| 1996-08-16 | Sold | $157,000 |
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