See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

2195 Green St, Cambria, CA, 93428

2beds
2baths
924sqft
$769,000
$832price/sqft
$5,140/moest. monthly cost
$205,600/yrincome needed

About This Home

Experience coastal living with stunning views in this charming two-story home, perfectly positioned on two spacious lots totaling 5,000 square feet. This stylish two-bedroom, one-and-a-half-bath retreat blends modern comfort with natural beauty, offering exceptional indoor-outdoor living. The home features inviting living spaces, an updated kitchen, and thoughtfully designed interiors that create a warm yet contemporary feel. Large windows and outdoor spaces capture the surrounding scenery, filling the home with natural light and showcasing the breathtaking coastal setting. Upstairs, both bedrooms provide comfort and privacy, while the primary bedroom opens to its own private balcony—an ideal place to enjoy morning coffee or unwind while taking in panoramic views of the majestic Santa Lucia Mountains. Outside, the expansive double-lot property offers rare versatility with room for gardens, entertaining, outdoor recreation, or RV parking. Whether you’re seeking a full-time residence, coastal getaway, or investment opportunity, this move-in-ready home delivers the perfect combination of updated style, exceptional views, and usable outdoor space.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
10
BikeSomewhat Bikeable

Schools

4/10
Cambria Grammar SchoolGrades K-50.6 mi
5/10
6/10
Coast Union High SchoolGrades 9-121.5 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1986

Materials

  • Construction materials: Drywall,Lap Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Cooktop,Gas Oven,Gas Range,Gas Water Heater,Ice Maker,Microwave,Refrigerator,Range Hood,Vented Exhaust Fan,Water To Refrigerator
  • Laundry features: Inside

Bathroom

  • Features: Bathtub,Low Flow Plumbing Fixtures,Quartz Counters,Tub Shower

Bedroom

  • Features: All Bedrooms Up

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Breakfast Bar,Balcony,Eat-in Kitchen,Open Floorplan,Quartz Counters,Storage,All Bedrooms Up
  • Flooring: Laminate
  • Fireplace features: Living Room,Primary Bedroom
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: None

Interior Area

  • Total interior livable area: 924 sqft

Property

Accessibility

  • Accessibility features: None,Parking,Accessible Doors

Details

  • Parcel number: 024071060
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Ground/1
  • Pool features: None
  • Patio & porch: Deck
  • Spa features: None
  • Has view: Yes
  • View description: Hills

Lot

  • Lot size: 5,000 sqft
  • Features: 0-1 Unit/Acre,Corner Lot

Parking

  • Total spaces: 3
  • Parking features: Gravel
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Landslide
Wildfire

FEMA Declared Disasters in San Luis Obispo County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,888$46,656
Home Insurance *$150$1,800
Property Taxes $704$8,448
Electricity $398$4,786
Total$5,140$61,680
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$176,228/yr
40% on housing$154,200/yr
45% on housing$137,066/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$832This listing

vs Other Active Listings

Avg $/sqft

ZIP 93428$563
San Luis Obispo County$560

vs Homes Sold Last Month

Median $/sqft

ZIP 93428$649
San Luis Obispo County$522

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$759,000
2026-06-05Listed for sale$769,000
2025-07-12Listing removed$2,800
2025-07-03Listed for rent$2,800
2024-04-22Sold$729,000
2024-04-06Pending sale$749,000
2024-03-06Contingent$749,000
2024-02-28Listed for sale$749,000
2019-05-02Sold$399,000
2019-04-04Pending sale$399,000
2019-03-27Listed for sale$399,000
2011-01-01Listing removed$259,900
2010-11-26Listed for sale$259,900
2010-11-24Sold$260,000
2010-08-18Price change$299,000
2010-08-13Price change$259,900
2010-06-26Price change$285,000
2010-06-19Price change$299,000
2010-06-06Price change$285,000
2010-05-01Listed for sale$308,000
2010-04-28Sold$300,000
2010-04-02Listed for sale$299,000
2008-08-08Listing removed$449,000
2008-05-23Listed for sale$449,000
2000-04-17Sold$173,000

For Sale by Agent

AgentAudrey Killick
BrokerageColdwell Banker Kellie & Assoc

Similar Homes