See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1909 Pineridge Dr, Cambria, CA, 93428

2beds
2baths
1,443sqft
$949,000
$658price/sqft
$6,431/moest. monthly cost
$257,240/yrincome needed

About This Home

Charming 2 Bedroom single level home blends comfort with character on a spacious lot. Located on Pineridge Dr. with over a quarter acre of mature fruit trees and raised bed planters, you'll enjoy the breathtaking views of the Santa Lucia Coastal mountains. From the vaulted open beamed ceilings in the petite grand room, to the nostalgic brick wood-burning fireplace, the charm and flow of the house sets it apart from others. The spacious kitchen is well-designed to prepare meals and dine, while a butler pantry provides extra storage space. The primary bedroom features its own ensuite bathroom, while the guest room offers a bonus flex space with a Murphy Bed for visitors. The hardscape patio allows you to take in the grand views of your garden and the mountains. Access to a large two-car garage with workshop allows plenty of space for storage of seasonal essentials and outdoor gear. Soft water attachments are in place, and the home is equipped with a newer furnace and water heater. Whether you’re seeking a peaceful coastal retreat or a full-time home with room to garden and grow, this charming 2 bedroom property offers the best of Cambria's sunshine and tranquility in a welcoming neighborhood just moments from all the Central Coast lifestyle offers. Tour today and be prepared to be swept away.

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

4/10
Cambria Grammar SchoolGrades K-50.4 mi
5/10
6/10
Coast Union High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1971

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator
  • Laundry features: Laundry Room

Bedroom

  • Features: Bedroom on Main Level

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Bedroom on Main Level,Main Level Primary
  • Flooring: Carpet,Wood
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total interior livable area: 1,443 sqft

Master Bedroom

  • Features: Main Level Primary

Property

Details

  • Parcel number: 024141020
  • Special condition: Standard
  • Exclusions: personal belongings

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Front Door
  • Pool features: None
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 0.39 Acres
  • Features: 0-1 Unit/Acre

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Landslide
Wildfire

FEMA Declared Disasters in San Luis Obispo County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,798$57,576
Home Insurance *$186$2,232
Property Taxes $1,049$12,588
Electricity $398$4,786
Total$6,431$77,172
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$220,491/yr
40% on housing$192,930/yr
45% on housing$171,493/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$658This listing

vs Other Active Listings

Avg $/sqft

ZIP 93428$560
San Luis Obispo County$560

vs Homes Sold Last Month

Median $/sqft

ZIP 93428$649
San Luis Obispo County$522

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$1,045,000
2026-03-05Listed for sale$1,095,000
1995-01-23Sold$161,000
1994-07-06Sold$39,040

For Sale by Agent

AgentJoel Pace
BrokerageJoel Pace Real Estate, Inc.

Similar Homes