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5204 Ensenada Ave, Atascadero, CA, 93422

2beds
2baths
1,008sqft
$599,000
$594price/sqft
$4,124/moest. monthly cost
$164,960/yrincome needed

About This Home

Welcome to Atascadero and this beautifully situated corner-lot, 2 bedrooms with an optional 3rd bedroom/office home, where charm, comfort, and modern updates come together. Bathed in natural light and surrounded by a lush green lawn, along with shade trees in the front yard, the backyard setting offers views of the Atascadero creek and Land Conservancy creating privacy, tranquility and a sense of openness ideal for relaxing, gardening, and hosting gatherings. Step inside to discover a thoughtful interior featuring a modern updated kitchen, and tastefully updated bathrooms and laundry room. Ideally located and move-in ready this home is close to downtown Atascadero, the Sunken Garden, restaurant's, shopping, craft breweries, wineries, farmers markets and live music. Perfectly positioned to capture the relaxed lifestyle of the Central Coast, Atascadero is minutes from San Luis Obispo, Paso Robles, Templeton, Santa Margarita, lakes, beaches, golf courses, Paso Robles Fair grounds, and concert venues to name just a few. So, what are you waiting for? Call your realtor today!

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

6/10
7/10
Atascadero Middle SchoolGrades 6-80.7 mi
8/10
Atascadero High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1947

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop,Gas Oven,Gas Range,Gas Water Heater
  • Laundry features: Inside

Bedroom

  • Features: All Bedrooms Down

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • All Bedrooms Down
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Wall Furnace
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total interior livable area: 1,008 sqft

Property

Details

  • Parcel number: 028201009
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Front Door
  • Pool features: None
  • Has view: Yes
  • View description: Creek/Stream
  • Has water view: Yes
  • Water view: Creek/Stream

Lot

  • Lot size: 5,663 sqft
  • Features: Corner Lot,Irregular Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in San Luis Obispo County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance *$113$1,356
Property Taxes $585$7,020
Electricity $398$4,786
Total$4,124$49,488
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$141,394/yr
40% on housing$123,720/yr
45% on housing$109,973/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$594This listing

vs Other Active Listings

Avg $/sqft

ZIP 93422$379
San Luis Obispo County$560

vs Homes Sold Last Month

Median $/sqft

ZIP 93422$490
San Luis Obispo County$522

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Price change$599,000
2026-04-13Price change$604,000
2026-03-25Listed for sale$629,900
2023-11-21Sold$520,000
2023-10-31Pending sale$499,000
2023-10-26Listed for sale$499,000

For Sale by Agent

AgentTorri Simons
BrokerageCompass

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