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3890 Hillcrest Dr, Templeton, CA, 93465

7beds
3baths
2,654sqft
$1,150,000
$433price/sqft
$7,740/moest. monthly cost
$309,600/yrincome needed

About This Home

If you’ve been looking for space in North County with a flexible setup and convenient access to town, this Hillcrest Drive property is worth a look. Set on approximately 7.3 acres, the property offers a usable layout with almond trees throughout, a paddock with run-in shed already in place for horses or livestock, and full perimeter fencing with an electric gate for added security and convenience. The main home features 4 bedrooms, 1 bath, laminate flooring throughout, tile in the bathroom, owned solar, and a large covered patio that extends the living space outdoors. A separate 3 bed, 2 bath manufactured home (~900± sq ft)—also equipped with owned solar—provides flexibility for extended family, guests, or potential rental income. The setting feels private and quiet, while still being just 12 minutes to Atascadero and 15 minutes to Templeton. A well-rounded North County property with space, flexibility, and income potential.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

--
6/10
Templeton Middle SchoolGrades 6-84.6 mi
9/10
Templeton High SchoolGrades 9-124.7 mi

Construction

Condition

  • Year built: 1974

Materials

  • Roof: Concrete,Metal,Shingle,Tile

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Water Heater
  • Laundry features: Laundry Room

Bathroom

  • Features: Bathtub

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Eat-in Kitchen,Main Level Primary
  • Flooring: Laminate,Tile
  • Fireplace features: None
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,654 sqft

Master Bedroom

  • Features: Main Level Primary

Property

Details

  • Parcel number: 034191009
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Private pool: Yes
  • Pool features: Above Ground,Private
  • Spa features: None
  • Fencing: Wire
  • Has view: Yes
  • View description: Hills,Mountain(s)
  • Horses can be raised: Yes

Lot

  • Lot size: 7.29 Acres
  • Features: 6-10 Units/Acre,Horse Property,Yard

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Drought
    DroughtRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Landslide
    LandslideRelatively High
  • Wildfire
    WildfireRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Drought
Earthquake
Landslide
Wildfire
Heat Wave

FEMA Declared Disasters in San Luis Obispo County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,815$69,780
Home Insurance *$263$3,156
Property Taxes $1,093$13,116
Electricity $569$6,829
Total$7,740$92,880
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$265,371/yr
40% on housing$232,200/yr
45% on housing$206,400/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$433This listing

vs Other Active Listings

Avg $/sqft

ZIP 93465$628
San Luis Obispo County$560

vs Homes Sold Last Month

Median $/sqft

ZIP 93465$551
San Luis Obispo County$522

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$1,250,000
2015-06-09Sold$250,000

For Sale by Agent

AgentMarissa Lomeli
BrokerageGUIDE Real Estate

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