




1332 15th St, Los Osos, CA, 93402
About This Home
Nestled near the peaceful Elfin Forest in Los Osos, this property offers a compelling mix of coastal charm, artistic character, and strong rental potential. Currently used as an income-producing rental, it’s an ideal opportunity for investors or those seeking a versatile coastal getaway. The home showcases unique design elements throughout, including a spa-inspired bathroom with a jetted soaking tub, warm textured finishes, and creative lighting. The kitchen features durable tile countertops that complement the home’s eclectic aesthetic, blending function with style. A standout feature is the bright, enclosed sunroom/greenhouse space, filled with natural light and accented by stained glass details—perfect for relaxing, gardening, or creative pursuits. The outdoor areas continue to impress with a flagstone patio ideal for entertaining, a fully fenced yard offering privacy, and a detached art studio in the back—an inspiring space for work, hobbies, or additional rental flexibility. The property also includes ample off-street parking with a spacious driveway set within a laid-back coastal neighborhood just moments from scenic trails and the natural beauty of the Elfin Forest. Whether you’re expanding your investment portfolio or looking for a distinctive property with income potential, this Los Osos gem delivers location, versatility, and undeniable character.
Getting Around
Schools
Construction
Condition
- Year built: 1976
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Laundry features: Outside
Bedroom
- Features: All Bedrooms Down
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 3
Features
- All Bedrooms Down
- Fireplace features: None
- Common walls with other units/homes: No Common Walls
Heating & Cooling
- Heating features: Forced Air
- Cooling features: None
Interior Area
- Total interior livable area: 1,180 sqft
Property
Details
- Parcel number: 038242042
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Entry location: front
- Pool features: None
- Has view: Yes
- View description: None
Lot
- Lot size: 6,250 sqft
- Features: 0-1 Unit/Acre
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
How This Home’s Risks Compare
FEMA Declared Disasters in San Luis Obispo County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,040 | $48,480 |
| Home Insurance * | $105 | $1,260 |
| Property Taxes | $1,048 | $12,576 |
| Electricity | $398 | $4,786 |
| Total | $5,591 | $67,092 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2004-04-02 | Sold | $390,000 |
| 2000-06-08 | Sold | $197,000 |
