See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1332 15th St, Los Osos, CA, 93402

3beds
2baths
1,180sqft
$799,000
$677price/sqft
$5,591/moest. monthly cost
$223,640/yrincome needed

About This Home

Nestled near the peaceful Elfin Forest in Los Osos, this property offers a compelling mix of coastal charm, artistic character, and strong rental potential. Currently used as an income-producing rental, it’s an ideal opportunity for investors or those seeking a versatile coastal getaway. The home showcases unique design elements throughout, including a spa-inspired bathroom with a jetted soaking tub, warm textured finishes, and creative lighting. The kitchen features durable tile countertops that complement the home’s eclectic aesthetic, blending function with style. A standout feature is the bright, enclosed sunroom/greenhouse space, filled with natural light and accented by stained glass details—perfect for relaxing, gardening, or creative pursuits. The outdoor areas continue to impress with a flagstone patio ideal for entertaining, a fully fenced yard offering privacy, and a detached art studio in the back—an inspiring space for work, hobbies, or additional rental flexibility. The property also includes ample off-street parking with a spacious driveway set within a laid-back coastal neighborhood just moments from scenic trails and the natural beauty of the Elfin Forest. Whether you’re expanding your investment portfolio or looking for a distinctive property with income potential, this Los Osos gem delivers location, versatility, and undeniable character.

Getting Around

33
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

9/10
8/10
Los Osos Middle SchoolGrades 6-80.4 mi
8/10
Morro Bay High SchoolGrades 9-124.3 mi

Construction

Condition

  • Year built: 1976

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Outside

Bedroom

  • Features: All Bedrooms Down

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • All Bedrooms Down
  • Fireplace features: None
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total interior livable area: 1,180 sqft

Property

Details

  • Parcel number: 038242042
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: front
  • Pool features: None
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 6,250 sqft
  • Features: 0-1 Unit/Acre

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Earthquake

FEMA Declared Disasters in San Luis Obispo County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,040$48,480
Home Insurance *$105$1,260
Property Taxes $1,048$12,576
Electricity $398$4,786
Total$5,591$67,092
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$191,691/yr
40% on housing$167,730/yr
45% on housing$149,093/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$677This listing

vs Other Active Listings

Avg $/sqft

ZIP 93402$466
San Luis Obispo County$560

vs Homes Sold Last Month

Median $/sqft

ZIP 93402$568
San Luis Obispo County$522

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2004-04-02Sold$390,000
2000-06-08Sold$197,000

Coming Soon

AgentSteve Auslender
BrokerageDianne Blanchard, Broker

Similar Homes