1412 14th St, Los Osos, CA, 93402
About This Home
Bright and cheerful beach home with an inviting floor plan designed for easy living. The living room features soaring ceilings and is filled with natural light, while warm wood flooring flows throughout the main living spaces. The kitchen is functional and well-appointed with a gas range, microwave hood, dishwasher, and refrigerator. A breakfast counter separates the kitchen from the dining area while providing additional space for meal preparation, serving, and casual seating. The dining area opens directly to the side patio, creating an easy indoor-outdoor flow. The fully fenced backyard is charming and thoughtfully landscaped with a blend of greenery and hardscaping, creating an ideal setting for entertaining, relaxing, and enjoying the outdoors. The primary bedroom features an ensuite bathroom. Two additional bedrooms, including one with direct access to the backyard, a full guest bathroom, and an attached two-car garage complete the home. The practical layout makes excellent use of space and offers flexibility for a variety of lifestyles. Recent upgrades include a new water heater, a new sewer line, and complete repiping of the home, providing added peace of mind. While added solar and a tesla battery offers energy efficiency and cost savings. Ideally located just minutes from Morro Bay, downtown San Luis Obispo, downtown Los Osos, and nearby shopping, this delightful home offers the perfect blend of convenience and coastal charm. Come see all this inviting home has to offer.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1978
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Gas Range,Microwave,Refrigerator,Range Hood
- Laundry features: In Garage
Bathroom
- Features: Tub Shower
Bedroom
- Features: All Bedrooms Down
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 3
Features
- Breakfast Bar,Separate/Formal Dining Room,High Ceilings,All Bedrooms Down,Main Level Primary
- Window features: Double Pane Windows,Garden Window(s)
- Flooring: Wood
- Fireplace features: None
- Common walls with other units/homes: No Common Walls
Heating & Cooling
- Heating features: Forced Air
- Cooling features: None
Interior Area
- Total interior livable area: 1,216 sqft
Master Bedroom
- Features: Main Level Primary
Property
Details
- Parcel number: 038321002
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Entry location: Front
- Pool features: None
- Patio & porch: Patio
- Exterior features: Rain Gutters
- Spa features: None
- Fencing: Wood
- Has view: Yes
- View description: Neighborhood
Lot
- Lot size: 6,250 sqft
- Features: Back Yard,Front Yard,Landscaped
Parking
- Total spaces: 2
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
How This Home’s Risks Compare
FEMA Declared Disasters in San Luis Obispo County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,191 | $50,292 |
| Home Insurance * | $109 | $1,308 |
| Property Taxes | $1,722 | $20,664 |
| Electricity | $398 | $4,786 |
| Total | $6,420 | $77,040 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-06 | Contingent | $829,000 |
| 2026-07-17 | Listed for sale | $829,000 |
| 2015-12-18 | Sold | $460,000 |
| 2015-10-15 | Pending sale | $459,900 |
| 2015-10-14 | Listed for sale | $459,900 |
| 2013-05-31 | Sold | $342,500 |
| 2013-05-08 | Listed for sale | $365,000 |
For Sale by Agent
View on Zillow