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960 Buck Ridge Ln, Arroyo Grande, CA, 93420

5beds
4baths
3,802sqft
$2,950,000
$776price/sqft
$18,791/moest. monthly cost
$751,640/yrincome needed

About This Home

Set on approximately 2.77 oak-studded acres in Arroyo Grande, this stunning Spanish style Ranch estate offers privacy, character, and sweeping natural beauty with partial ocean views and expansive mountain and tree-lined vistas. The main residence features 3 bedrooms and 3 bathrooms across a thoughtfully designed two-story layout. Inside, an open-concept kitchen flows seamlessly into a light-filled sitting area, surrounded by windows that bring the outdoors in. Open-beamed ceilings, updated finishes, and multiple living spaces create a warm yet elevated atmosphere, ideal for both everyday living and entertaining. With three wood-burning fireplaces, a formal dining room, and direct access to outdoor patios, the home offers a variety of inviting spaces to gather and unwind. Adding exceptional value and versatility, the property includes a newly constructed detached ADU featuring 2 bedrooms, a dedicated office, and a spacious, luxurious bathroom. Perfect for guests, extended family, or a private work-from-home retreat. Designed for true Central Coast living, the grounds are beautifully maintained with drought-tolerant landscaping, multiple irrigation zones, and a variety of fruit trees. Enjoy evenings in the hot tub beneath the oaks, cook and entertain or take in sunsets from the dainty rooftop deck. Additional features include a detached workshop or barn ideal for creative or flexible use, a private paved driveway, and well service. All of this just minutes from the charm, dining, and shops of the Village of Arroyo Grande. A rare opportunity to own a private, multi-residence estate that perfectly blends natural beauty, functionality, and Central Coast lifestyle.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

7/10
Harloe Elementary SchoolGrades K-63.0 mi
6/10
Judkins Middle SchoolGrades 7-83.5 mi
9/10
Arroyo Grande High SchoolGrades 9-122.6 mi

Construction

Condition

  • Property condition: Turnkey
  • Year built: 1985

Materials

  • Foundation: Slab
  • Roof: Clay
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Spanish
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: 6 Burner Stove,Dishwasher,Freezer,Gas Range,Refrigerator
  • Laundry features: Inside,Laundry Room,Stacked

Bathroom

  • Features: Bathtub,Dual Sinks,Separate Shower,Tub Shower,Vanity

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Beamed Ceilings,Built-in Features,Eat-in Kitchen,Primary Suite,Walk-In Closet(s)
  • Window features: Double Pane Windows
  • Flooring: Laminate,Tile,Wood
  • Fireplace features: Family Room,Wood Burning
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,802 sqft

Kitchen

  • Features: Built-in Trash/Recycling,Granite Counters

Master Bedroom

  • Features: Primary Suite

Other

  • Features: Walk-In Closet(s)

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 044256029
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 1
  • Entry location: Front
  • Pool features: None
  • Patio & porch: Rear Porch,Patio
  • Exterior features: Fire Pit
  • Has spa: Yes
  • Spa features: Above Ground
  • Fencing: Wire
  • Has view: Yes
  • View description: Mountain(s),Ocean,Panoramic,Valley,Trees/Woods
  • Has water view: Yes
  • Water view: Ocean

Lot

  • Lot size: 2.77 Acres
  • Features: 2-5 Units/Acre,Back Yard,Lawn,Sloped Up

Parking

  • Total spaces: 2
  • Parking features: Door-Multi,Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Landslide
    LandslideVery High
  • Wildfire
    WildfireVery High
  • Drought
    DroughtRelatively High
  • Earthquake
    EarthquakeRelatively High

How This Home’s Risks Compare

Inland Flooding
Landslide
Wildfire
Drought
Earthquake

FEMA Declared Disasters in San Luis Obispo County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $14,916$178,992
Home Insurance *$438$5,256
Property Taxes $2,622$31,464
Electricity $815$9,783
Total$18,791$225,492
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$644,262/yr
40% on housing$563,730/yr
45% on housing$501,093/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$776This listing

vs Other Active Listings

Avg $/sqft

ZIP 93420$571
San Luis Obispo County$559

vs Homes Sold Last Month

Median $/sqft

ZIP 93420$549
San Luis Obispo County$522

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$2,950,000
2019-07-10Sold$1,206,500
2018-01-30Sold$1,200,000
2018-01-23Pending sale$1,145,000
2018-01-15Listed for sale$1,145,000
2012-04-27Sold$950,000
2012-02-05Pending sale$1,045,000
2012-01-11Price change$1,045,000
2011-07-13Price change$1,095,000
2011-05-07Price change$1,150,000
2011-02-11Price change$1,199,000
2010-12-10Listed for sale$1,295,000
2010-01-05Sold$53,500
2009-05-05Sold$835,000

For Sale by Agent

AgentPaul Swack
BrokerageKeller Williams Realty Santa Barbara

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