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1445 Prefumo Canyon Rd Unit 20, San Luis Obispo, CA, 93405

2beds
2baths
1,265sqft
$619,900
$490price/sqft
$4,196/moest. monthly cost
$167,840/yrincome needed

About This Home

Turnkey condo. Two bedrooms, one and a half baths and a detached one car garage. Interior repainted along with some new flooring, hot water heater, toilets and microwave over the stove all done in 2026. Newer Milgard® windows. Kitchen features granite counter tops with breakfast bar, stainless steel dishwasher, refrigerator and built-in wine/beer fridge. French doors lead to an adjacent, large, private enclosed brick patio with room for entertaining. Roof was replaced in 2017. Detached one car garage with laundry hookups. Mountain biking and hiking all close by on Prefumo Canyon Road, Bishops Peak and Irish Hills trailhead. Also an executive golf course close by. This property is in the Fannie Mae First Look program which provides owner-occupants, public entities, and nonprofits a 30-day exclusive period to bid on HomePath foreclosed properties before investors. HomePath Ready Buyer™ Program. Homebuyers who take this online homeownership education course and receive a certificate of completion may receive up to 3% in closing cost assistance when purchasing a HomePath property.

Getting Around

51
WalkingSomewhat Walkable
30
TransitSome Transit
72
BikeVery Bikeable

Schools

9/10
Laguna Middle SchoolGrades 7-80.1 mi
10/10

Construction

Condition

  • Year built: 1985

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Microwave
  • Laundry features: In Garage

Bedroom

  • Features: All Bedrooms Up

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 7

Cooling

  • Cooling features: None

Features

  • All Bedrooms Up
  • Flooring: Carpet,Laminate,Tile
  • Fireplace features: None
  • Common walls with other units/homes: 1 Common Wall,No One Above,No One Below

Interior Area

  • Total interior livable area: 1,265 sqft

Kitchen

  • Features: Granite Counters

Property

Details

  • Parcel number: 053115033
  • Attached to another structure: Yes
  • Special condition: Real Estate Owned

Features

  • Levels: Two
  • Stories: 2
  • Entry location: 1
  • Pool features: None
  • Patio & porch: Open,Patio
  • Spa features: None
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 1,265 sqft

Parking

  • Total spaces: 1
  • Parking features: Garage,Unassigned
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Wildfire

FEMA Declared Disasters in San Luis Obispo County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,134$37,608
Home Insurance *$90$1,080
Property Taxes $574$6,888
Electricity $398$4,786
Total$4,196$50,352
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$143,862/yr
40% on housing$125,880/yr
45% on housing$111,893/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$490This listing

vs Other Active Listings

Avg $/sqft

ZIP 93405$609
San Luis Obispo County$560

vs Homes Sold Last Month

Median $/sqft

ZIP 93405$632
San Luis Obispo County$522

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-10-02Sold$509,300
2021-05-14Sold$535,000
2017-04-11Sold$425,000
2017-03-06Pending sale$419,000
2017-02-27Listed for sale$419,000
2005-03-23Sold$412,000
2004-08-06Sold$380,000
2002-05-31Sold$266,500
1999-08-31Sold$148,000

Unknown Listed By

AgentEric Kramp
BrokerageBHGRE Haven Properties

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