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967 Capistrano Ct, San Luis Obispo, CA, 93405

5beds
4baths
2,854sqft
$1,599,000
$560price/sqft
$10,407/moest. monthly cost
$416,280/yrincome needed

About This Home

Exceptional contemporary home tucked away on a quiet cul-de-sac in the desirable Irish Hills neighborhood of San Luis Obispo. Sweeping views of rolling green hills set the tone, and the home feels wonderfully private, yet is just minutes from trails, everyday conveniences, and top-rated schools. The generous lot has a low-water, sustainable landscape that bursts into bloom in the spring, attracting birds and butterflies. Inside, a bright and airy floor plan maximizes space and natural light. The main level features a welcoming foyer, living room with fireplace, formal dining area, modern kitchen with breakfast nook, family room, and a versatile bonus room—each thoughtfully positioned to capture exceptional views of the lush hills and seasonal creek. A bedroom and full bathroom complete the main level, ideal for guests or flexible living. Take it all in from the expansive deck where panoramic views create the perfect setting for entertaining or quiet evenings outdoors. Upstairs, the primary suite offers a private retreat with a walk-in shower and serene outlooks, accompanied by two additional bedrooms with an updated bathroom. A standout feature of the property is the approximately 750 sq. ft. fully permitted ADU with its own private entrance. This beautifully appointed one-bedroom apartment includes a full kitchen, a comfortable living area, and spacious bathroom with rain shower. Enjoy outdoor living on the covered patio, perfectly positioned to soak in the views. The fenced backyard with fruit trees provides ample space for relaxation and play. This remarkable property offers a rare opportunity for multi-generational living, guest accommodations, or live-and-earn income potential—all in one of San Luis Obispo’s most scenic settings.

Getting Around

25
WalkingCar-Dependent
30
TransitSome Transit
44
BikeSomewhat Bikeable

Schools

9/10
Laguna Middle SchoolGrades 7-80.5 mi
10/10

Construction

Condition

  • Year built: 1987

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Gas Range,Refrigerator,Range Hood
  • Laundry features: Laundry Room

Bathroom

  • Features: Tub Shower,Walk-In Shower

Bedroom

  • Features: Multi-Level Bedroom

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Breakfast Area,Dry Bar,Separate/Formal Dining Room,Recessed Lighting,Primary Suite
  • Flooring: Carpet,Laminate,Tile
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total interior livable area: 2,854 sqft

Master Bedroom

  • Features: Primary Suite

Property

Details

  • Parcel number: 053241071
  • Zoning: R1
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Front
  • Pool features: None
  • Patio & porch: Covered,Deck,Patio
  • Spa features: None
  • Fencing: Wood
  • Has view: Yes
  • View description: Hills,Mountain(s)

Lot

  • Lot size: 0.30 Acres
  • Features: Back Yard,Drip Irrigation/Bubblers

Parking

  • Total spaces: 3
  • Parking features: Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Wildfire

FEMA Declared Disasters in San Luis Obispo County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,085$97,020
Home Insurance *$234$2,808
Property Taxes $1,476$17,712
Electricity $612$7,344
Total$10,407$124,884
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$356,811/yr
40% on housing$312,210/yr
45% on housing$277,520/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$560This listing

vs Other Active Listings

Avg $/sqft

ZIP 93405$599
San Luis Obispo County$560

vs Homes Sold Last Month

Median $/sqft

ZIP 93405$632
San Luis Obispo County$522

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-28Price change$1,599,000
2026-02-04Listed for sale$1,650,000
2026-01-16Contingent$1,650,000
2026-01-09Listed for sale$1,650,000
2023-09-25Sold$1,485,000
2023-08-26Pending sale$1,495,000
2023-08-18Listed for sale$1,495,000

For Sale by Agent

AgentLindsey Harn
BrokerageChristie's International Real Estate Sereno

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