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243 N 6th St, Grover Beach, CA, 93433

2beds
1baths
892sqft
$725,000
$813price/sqft
$4,846/moest. monthly cost
$193,840/yrincome needed

About This Home

Prime investment opportunity in the coastal community of Grover Beach. 243 N 6th Street sits on a 0.17-acre lot with desirable R3 zoning, offering excellent potential for multi-unit development, expansion, or a strategic value-add project. The existing 2-bedroom, 1-bath home provides immediate rental income or serves as a functional starting point while planning future improvements or redevelopment. With the ability to build multiple units, this property is well-positioned for investors looking to capitalize on a high-demand coastal market. The lot offers ample space for additional units, ADU potential, or ground-up construction. Ideally located near shopping, dining, and major commuter routes, and just minutes from the beach and Pismo Beach. Combining zoning flexibility, lot size, and coastal proximity, this property presents a opportunity for both immediate use and long-term upside. Ideal for investors, developers, or buyers seeking a primary residence with future expansion potential on the Central Coast.

Getting Around

82
WalkingVery Walkable
0
TransitVery Limited Transit
65
BikeBikeable

Schools

6/10
Judkins Middle SchoolGrades 7-81.8 mi
9/10
Arroyo Grande High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 1946

Materials

  • Foundation: Raised

Type & Style

  • Home type: SingleFamily
  • Property subType: Mixed Use

Interior

Appliances

  • Appliances included: Water Heater
  • Laundry features: In Garage

Bathroom

  • Features: Dual Sinks,Full Bath on Main Level,Separate Shower,Vanity

Bedroom

  • Features: All Bedrooms Down

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Separate/Formal Dining Room,Eat-in Kitchen,All Bedrooms Down,Attic
  • Window features: Double Pane Windows
  • Flooring: Laminate
  • Fireplace features: None
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Wall Furnace
  • Cooling features: None

Interior Area

  • Total interior livable area: 892 sqft

Kitchen

  • Features: Kitchen/Family Room Combo,Remodeled,Updated Kitchen

Property

Details

  • Parcel number: 060146013
  • Zoning: R3
  • Special condition: Trust

Features

  • Levels: One
  • Stories: 1
  • Entry location: first floor
  • Pool features: None
  • Patio & porch: Covered,Open,Patio
  • Fencing: Wood
  • Has view: Yes
  • View description: Ocean,Peek-A-Boo
  • Has water view: Yes
  • Water view: Ocean

Lot

  • Lot size: 7,500 sqft
  • Features: 0-1 Unit/Acre

Parking

  • Total spaces: 1
  • Parking features: Covered
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Tsunami
    TsunamiModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Tsunami

FEMA Declared Disasters in San Luis Obispo County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,665$43,980
Home Insurance *$107$1,284
Property Taxes $676$8,112
Electricity $398$4,786
Total$4,846$58,152
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$166,148/yr
40% on housing$145,380/yr
45% on housing$129,226/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$813This listing

vs Other Active Listings

Avg $/sqft

ZIP 93433$367
San Luis Obispo County$560

vs Homes Sold Last Month

Median $/sqft

ZIP 93433$571
San Luis Obispo County$522

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Listed for sale$725,000
1998-07-28Sold$118,000

For Sale by Agent

AgentCrystal Wright
BrokerageKeller Williams Legacy

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