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1623 Ramona Ave, Grover Beach, CA, 93433

2beds
2baths
1,060sqft
$505,000
$476price/sqft
$3,514/moest. monthly cost
$140,560/yrincome needed

About This Home

Enjoy life at Ocean Oaks in Grover Beach! This coastal home features two bedrooms, one and a half bathrooms, and a versatile bonus room. The living room offers high ceilings, a gas fireplace, and abundant natural light from several windows and skylights. It opens directly into the dining area and a kitchen equipped with granite countertops, stainless steel appliances, a farmhouse sink, and ample cabinet storage. The dining area provides access to the backyard, and a convenient half bath is located on this level for guests. The primary bedroom, a second bedroom, and a full bathroom are located upstairs. Additionally, the property includes a one-car garage with a washer and dryer, plus one additional parking space within the complex. The garage level also features a bonus room suitable for an office, workshop, gym, or extra storage. Coastal living just minutes from the beach!

Getting Around

86
WalkingVery Walkable
0
TransitVery Limited Transit
59
BikeBikeable

Schools

6/10
Judkins Middle SchoolGrades 7-82.2 mi
9/10
Arroyo Grande High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 1981

Materials

  • Foundation: Slab
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Property subType: Planned Development

Interior

Appliances

  • Appliances included: Oven/Range-Gas,Dryer,Refrigerator,Microwave,Washer,Dishwasher
  • Laundry features: In Garage

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Features: Dining Area

Features

  • Flooring: Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Other
  • Cooling features: None

Interior Area

  • Total structure area: 1,060
  • Total interior livable area: 1,060 sqft

Property

Details

  • Parcel number: 060183015
  • Special condition: Standard

Features

  • Stories: 3
  • Private pool: Yes
  • Pool features: Optional Service,Outdoor Pool

Lot

  • Lot size: 871.20 sqft
  • Features: Sidewalks,Street Lights,Curbs/Gutter

Parking

  • Total spaces: 1
  • Parking features: Drive Space,Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake

FEMA Declared Disasters in San Luis Obispo County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,553$30,636
Home Insurance *$74$888
Property Taxes $489$5,868
Electricity $398$4,786
Total$3,514$42,168
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$120,480/yr
40% on housing$105,420/yr
45% on housing$93,706/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$476This listing

vs Other Active Listings

Avg $/sqft

ZIP 93433$375
San Luis Obispo County$560

vs Homes Sold Last Month

Median $/sqft

ZIP 93433$571
San Luis Obispo County$522

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$539,000
2024-06-12Listing removed--
2024-06-05Price change$2,800
2024-05-31Price change$2,850
2024-05-15Price change$2,900
2024-04-25Listed for rent$3,000
2022-03-24Sold$449,000
2022-02-12Pending sale$419,500
2022-02-10Contingent$419,500
2022-02-06Listed for sale$419,500
2020-07-28Sold$335,000
2020-06-29Pending sale$339,900
2020-06-09Price change$339,900
2020-03-07Listed for sale$345,900
2014-05-23Sold$270,000
2014-04-06Price change$279,990
2014-03-08Price change$289,990
2014-02-12Listed for sale$299,990
2011-10-07Sold$219,000
2011-09-05Price change$244,000
2011-08-25Price change$219,000
2011-07-31Price change$229,000
2011-07-23Price change$237,000
2011-06-23Listed for sale$244,000

For Sale by Agent

AgentHeidi Changala
BrokeragePlatinum Properties

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