632 Mendel Dr, Oceano, CA, 93445
About This Home
Coastal charm minutes from the sand. This freshly updated single-story home sits an eight-minute walk to the beach and directly across from a newly renovated park and playground. Step inside to open beam vaulted ceilings, clerestory windows that flood the space with light, and a painted brick fireplace anchoring the living room. The updated kitchen features granite counters, a breakfast bar, gas range, and plenty of storage. Four bedrooms and two full baths give you room to spread out. The front bedroom is en suite with park views, the hall bath has double sinks, and the rear bedroom has two generous closets and its own exterior door. Fresh paint, new laminate floors, and vinyl windows throughout. Paid-for solar panels have covered electrical usage. One-car garage with laundry hookups, 220V outlet, and extra storage; front patio and additional parking in back. Previously a successful Coastal Commission-licensed short-term rental, and RMF zoning means your options go beyond the usual. Move in, earn income, or think bigger than both. This one checks all the boxes.
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1969
Materials
- Foundation: Slab
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Gas Oven,Gas Range,Microwave
- Laundry features: Gas Dryer Hookup,In Garage
Bathroom
- Features: Bathtub,Dual Sinks,Separate Shower
Bedroom
- Features: Bedroom on Main Level
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 1
- 3/4 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 4
Features
- Beamed Ceilings,Breakfast Bar,Cathedral Ceiling(s),Granite Counters,Bedroom on Main Level,Main Level Primary
- Window features: Double Pane Windows
- Flooring: Laminate
- Fireplace features: Living Room
- Fireplace: Yes
- Finished area below ground: 0
- Common walls with other units/homes: No Common Walls
Heating & Cooling
- Heating features: Forced Air,Fireplace(s)
- Cooling features: None
Interior Area
- Total interior livable area: 1,380 sqft
Kitchen
- Features: Granite Counters,Kitchen/Family Room Combo
Master Bedroom
- Features: Main Level Primary
Property
Details
- Parcel number: 061041001
- Zoning: RMF
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Entry location: Front & Back
- Pool features: None
- Patio & porch: Patio
- Spa features: None
- Has view: Yes
- View description: Park/Greenbelt
Lot
- Lot size: 3,485 sqft
- Features: Yard
Parking
- Total spaces: 7
- Parking features: Driveway,Garage,Gravel
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
- Uncovered spaces: 6
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in San Luis Obispo County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,166 | $49,992 |
| Home Insurance * | $100 | $1,200 |
| Property Taxes | $873 | $10,476 |
| Electricity | $398 | $4,786 |
| Total | $5,537 | $66,444 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-08 | Price change | $824,000 |
| 2026-04-15 | Listed for sale | $849,000 |
| 2019-02-01 | Sold | $410,000 |
| 2018-12-19 | Pending sale | $439,000 |
| 2018-12-13 | Listed for sale | $439,000 |
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