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1150 Pacific Blvd, Oceano, CA, 93445

4beds
4baths
1,942sqft
$1,250,000
$644price/sqft
$8,304/moest. monthly cost
$332,160/yrincome needed

About This Home

Here is your Beach Home with income. This property is a duplex (Both units 2 bedrooms). Coastal Living with opportunity for Cash Flow. One block away from the beach! On world famous Hwy 1. Plenty of private parking, 3 car garage, and RV parking. Many upgrades including roof, exterior paint, jetted tub and sauna. Property is on large lot between county park and Pismo State Beach. 100 yards from Oceano Lagoons, the #1 Birding trail on Central Coast. Home includes a large front yard which is perfect for enjoying the views or ocean air. Pacific Ocean waves provide a serenity to the home ambiance. Surrounded by the San Luis Obispo foothills! Back unit is referred to as 'The Treehouse'. The C Castle has a private courtyard, wrap around deck, green lawns and beautiful flowers. 1150 & 1154

Getting Around

49
WalkingCar-Dependent
0
TransitVery Limited Transit
73
BikeVery Bikeable

Schools

7/10
Oceano Elementary SchoolGrades K-60.8 mi
6/10
Judkins Middle SchoolGrades 7-82.6 mi
9/10
Arroyo Grande High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 1978

Materials

  • Foundation: Raised,Slab
  • Roof: Other

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 1,942
  • Total interior livable area: 1,942 sqft

Property

Details

  • Parcel number: 061112008
  • Special condition: Standard

Features

  • Stories: 2

Lot

  • Lot size: 5,662 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Tsunami

FEMA Declared Disasters in San Luis Obispo County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,320$75,840
Home Insurance *$152$1,824
Property Taxes $1,416$16,992
Electricity $416$4,997
Total$8,304$99,648
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$284,708/yr
40% on housing$249,120/yr
45% on housing$221,440/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -0.1%
-0.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$644This listing

vs Other Active Listings

Avg $/sqft

ZIP 93445$483
San Luis Obispo County$560

vs Homes Sold Last Month

Median $/sqft

ZIP 93445$551
San Luis Obispo County$522

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Listed for sale$1,250,000
2025-12-05Listing removed$3,000
2025-12-01Listed for rent$3,000
2025-11-04Listing removed$2,600
2025-11-01Price change$2,600
2025-10-30Listed for rent$3,000
2025-08-18Listing removed$1,050,000
2025-06-23Price change$1,050,000
2025-04-23Listed for sale$1,250,000
2001-05-04Sold$289,000
1997-08-15Sold$157,000

For Sale by Agent

AgentBrenda J Auer
BrokerageAuer Real Estate Inc.

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