2023 Circle Dr, Cayucos, CA, 93430
About This Home
Rare Cayucos opportunity featuring two separate units, abundant parking, and an active vacation rental license, all just a short walk to town and the beach. The street-side 3BD/2BA main home offers sweeping ocean views from the upper-level great room with open-beamed ceilings and three decks—ideal for coastal living or entertaining. Set beyond a generous parking area is a detached 2BD unit with a three-room bonus space for flexible use, plus a large backyard with peaceful coastal hill views. Located on a quiet cul-de-sac with nearby coastal access stairs at 16th and 19th Streets, this property offers multiple use options and excellent income potential.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1978
Type & Style
- Home type: SingleFamily
- Property subType: Duplex
Interior
Appliances
- Appliances included: Dishwasher
- Laundry features: Electric Dryer Hookup,Gas Dryer Hookup,Inside,In Garage,Upper Level
Bathroom
- Features: Bathroom Exhaust Fan,Bathtub,Dual Sinks,Separate Shower,Tub Shower
Bedroom
- Features: Bedroom on Main Level
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 1
- Main level bedrooms: 2
Features
- Beamed Ceilings,Ceiling Fan(s),Cathedral Ceiling(s),High Ceilings,Open Floorplan,Recessed Lighting,Track Lighting,Bedroom on Main Level,Entrance Foyer,Walk-In Closet(s)
- Door features: Insulated Doors
- Window features: Double Pane Windows
- Flooring: Carpet,Tile,Vinyl
- Fireplace features: Living Room
- Fireplace: Yes
- Common walls with other units/homes: 1 Common Wall
Heating & Cooling
- Heating features: Wall Furnace
- Cooling features: None
Interior Area
- Total interior livable area: 2,720 sqft
Kitchen
- Features: Tile Counters,Walk-In Pantry
Other
- Features: Walk-In Closet(s)
Property
Details
- Parcel number: 064181012
- Attached to another structure: Yes
- Special condition: Trust
Features
- Levels: Two
- Stories: 2
- Entry location: Lower Level
- Pool features: None
- Patio & porch: Deck
- Fencing: Partial
- Has view: Yes
- View description: Bay,Bluff,City Lights,Coastline,Hills,Ocean,Panoramic,Valley
- Has water view: Yes
- Water view: Bay,Coastline,Ocean
Lot
- Lot size: 5,600 sqft
- Features: Cul-De-Sac,Sloped Down,Gentle Sloping,Irregular Lot,Landscaped,Sloped Up
Parking
- Total spaces: 4
- Parking features: Concrete,Door-Single,Driveway,Driveway Up Slope From Street,Garage,Garage Door Opener,One Space,Shared Driveway,Garage Faces Side
- Has garage: Yes
- Attached garage spaces: 4
- Covered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Coastal Flooding
- Earthquake
- Tsunami
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in San Luis Obispo County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $12,110 | $145,320 |
| Home Insurance * | $329 | $3,948 |
| Property Taxes | $1,277 | $15,324 |
| Electricity | $583 | $6,999 |
| Total | $14,299 | $171,588 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-01-30 | Listed for sale | $2,395,000 |
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