1998 Circle Dr, Cayucos, CA, 93430
About This Home
Nestled west of Highway 1 in one of the last true small beach towns on California's Central Coast, this charming 1-bedroom, 1-bathroom beach bungalow—with two detached bonus rooms—is brimming with opportunity. Located on a highly desirable, quiet cul-de-sac just over one block from the Pacific Ocean, you'll fall asleep to the sound of crashing waves and wake up to ocean views, salty sea breezes, and the chance to watch whales spout and breach from your own back deck. Thoughtful recent improvements enhance the home's timeless coastal charm, including restored and freshly painted original redwood siding, all-new interior paint, brand-new luxury vinyl plank flooring throughout, and updated low-maintenance landscaping. The spacious back deck is the perfect place to relax, enjoy spectacular sunsets, and take in the ever-changing ocean scenery. The home also features indoor laundry, an enclosed basement for added storage, and a detached bonus room with electricity—ideal for guests, a home office, or a creative studio. A newly constructed workshop with its own electrical panel offers endless possibilities for hobbies, surfboard storage, or future expansion. Just moments from downtown Cayucos, the historic pier, boutique shops, and local dining, this inviting property captures the essence of Central Coast beach living. Don't miss your opportunity to own a slice of the California coast.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Additions/Alterations,Fixer
- Year built: 1953
Materials
- Roof: Flat
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Bungalow
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Free-Standing Range,Gas Range,Microwave,Refrigerator,Dryer,Sump Pump,Washer
- Laundry features: Inside,Laundry Room,Stacked
Bathroom
- Features: Bathtub,Tub Shower
Bedroom
- Features: Bedroom on Main Level
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 1
Features
- Beamed Ceilings,Separate/Formal Dining Room,Laminate Counters,Living Room Deck Attached,Bedroom on Main Level
- Flooring: Vinyl
- Fireplace features: None
- Common walls with other units/homes: No Common Walls
Heating & Cooling
- Heating features: Wall Furnace
- Cooling features: None
Interior Area
- Total interior livable area: 525 sqft
Kitchen
- Features: Kitchen/Family Room Combo,Laminate Counters
Property
Details
- Parcel number: 064182010
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Entry location: 1
- Pool features: None
- Patio & porch: Deck
- Spa features: None
- Fencing: Wood
- Has view: Yes
- View description: Coastline,Ocean,Water
- Has water view: Yes
- Water view: Coastline,Ocean,Water
- Waterfront features: Beach Access,Ocean Access,Ocean Side Of Freeway,Ocean Side Of Highway
Lot
- Lot size: 3,000 sqft
- Features: Back Yard,Cul-De-Sac,Front Yard,Street Level
Parking
- Parking features: Driveway Level,Driveway
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Coastal Flooding
- Earthquake
- Tsunami
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in San Luis Obispo County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,046 | $60,552 |
| Home Insurance * | $137 | $1,644 |
| Property Taxes | $870 | $10,440 |
| Electricity | $398 | $4,786 |
| Total | $6,451 | $77,412 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-01 | Listed for sale | $998,000 |
| 2021-03-05 | Sold | $765,000 |
| 2019-08-29 | Listing removed | $749,500 |
| 2019-04-29 | Price change | $749,500 |
| 2019-04-01 | Price change | $775,000 |
| 2019-03-10 | Price change | $795,000 |
| 2019-02-25 | Price change | $799,500 |
| 2018-12-13 | Price change | $849,500 |
| 2018-12-08 | Listed for sale | $900,000 |
| 2001-12-19 | Sold | $265,000 |
| 1999-08-18 | Sold | $152,000 |
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