3437 Shearer Ave, Cayucos, CA, 93430
About This Home
Charming Cayucos beach bungalow with ocean views on the desirable south end of beautiful Cayucos Beach. This inviting cottage captures blue-water views from the property, creating a serene coastal backdrop for everyday living. Enjoy your morning coffee or evening beverage from the spacious front patio or the light-filled living area as you take in the colorsof the sunrise and sunset skies. A cozy breakfast bar defines the entry while opening to a functional kitchen complete with gas range, refrigerator, generous cabinetry, and ample counter space. The rear bedroom offers added privacy and comfortable proportions, located across from the hall bath. Newer tile flooring runs throughout, providing a clean, low-maintenance coastal aesthetic. A covered carport accommodates one vehicle, with additional driveway and street parking available. The expansive front patio and yard offer exceptional outdoor living space with potential for future expansion. Just moments from the beach, sand, and surf, and only minutes to downtown, this delightful cottage is the perfect opportunity to own your own slice of the Central Coast.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1959
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Range,Refrigerator
- Laundry features: Outside
Bathroom
- Features: Separate Shower
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 2
Features
- Flooring: Tile
- Fireplace features: None
- Common walls with other units/homes: No Common Walls
Heating & Cooling
- Heating features: Wall Furnace
- Cooling features: None
Interior Area
- Total interior livable area: 728 sqft
Property
Details
- Parcel number: 064431008
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Entry location: 1
- Pool features: None
- Spa features: None
- Has view: Yes
- View description: Coastline,Ocean,Peek-A-Boo
- Has water view: Yes
- Water view: Coastline,Ocean
Lot
- Lot size: 2,800 sqft
- Features: Front Yard,Sloped Up
Parking
- Total spaces: 1
- Parking features: Carport,Driveway,On Street
- Covered spaces: 1
- Carport: Yes
- Carport spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Coastal Flooding
- Earthquake
- Tsunami
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in San Luis Obispo County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,293 | $51,516 |
| Home Insurance * | $116 | $1,392 |
| Property Taxes | $740 | $8,880 |
| Electricity | $398 | $4,786 |
| Total | $5,547 | $66,564 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-05 | Listed for sale | $869,000 |
| 2022-02-16 | Sold | $810,000 |
| 2021-12-19 | Contingent | $810,000 |
| 2021-10-07 | Listed for sale | $810,000 |
| 2008-03-06 | Sold | $300,000 |
| 2002-07-29 | Sold | $330,000 |
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