3585 Studio Dr, Cayucos, CA, 93430
About This Home
Experience the best of coastal living in this beautifully updated beach home, ideally located on coveted Studio Drive, one of Cayucos' most desirable streets. Just across from beach access, this exceptional property offers three bedrooms, three bathrooms, and a light-filled floor plan on the second level designed for comfortable living and effortless entertaining. The well-appointed kitchen features premium appliances, granite countertops, abundant storage, and generous workspace. The spacious living and dining areas flow seamlessly to an expansive ocean view deck where glass railings showcase sweeping Pacific views, creating the perfect setting for outdoor dining, sunset gatherings, or simply enjoying the sound of the waves. The primary suite provides a peaceful retreat with an ensuite bath, while the additional bedrooms offer comfortable accommodations for family and guests. A versatile lower level bonus room adds a completely separate 1 bedroom, 1 bath kitchen and living area apartment. One bay of the garage offers an entertainment retreat with flexibility for a media room, game room, home office, or additional living space. A chair lift between levels provides added convenience and accessibility. Studio Drive is cherished for its quiet coastal setting, easy beach access, and proximity to everything that makes Cayucos so special. Whether you're searching for a full time residence or the perfect coastal getaway, this exceptional home offers an opportunity to enjoy the very best of Central Coast living.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1971
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Gas Oven,Refrigerator,Dryer,Washer
- Laundry features: In Garage
Bathroom
- Features: Separate Shower
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 1
- Main level bedrooms: 1
Cooling
- Cooling features: None
Features
- Ceiling Fan(s),Recessed Lighting
- Flooring: Carpet
- Fireplace features: Living Room
- Fireplace: Yes
- Common walls with other units/homes: No Common Walls
Interior Area
- Total interior livable area: 2,052 sqft
Kitchen
- Features: Granite Counters
Property
Details
- Parcel number: 064446005
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Entry location: Front door
- Pool features: None
- Patio & porch: Deck
- Spa features: None
- Has view: Yes
- View description: Ocean
- Has water view: Yes
- Water view: Ocean
- Waterfront features: Across the Road from Lake/Ocean,Beach Access
Lot
- Lot size: 2,275 sqft
- Features: 0-1 Unit/Acre
Parking
- Total spaces: 2
- Parking features: Door-Multi,Driveway,Garage Faces Front,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Coastal Flooding
- Earthquake
- Tsunami
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in San Luis Obispo County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $10,108 | $121,296 |
| Home Insurance * | $274 | $3,288 |
| Property Taxes | $1,721 | $20,652 |
| Electricity | $440 | $5,280 |
| Total | $12,543 | $150,516 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-10 | Listed for sale | $1,999,000 |
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