541 Yerba Buena St, Morro Bay, CA, 93442
About This Home
Enjoy Beautiful Morro Bay with fabulous White-Water Ocean Views from this Classic Beach Home located just 3 Blocks from the Ocean where you can live the Coastal Lifestyle in this lovely 1875 +/- sq. ft. custom crafted 3 Bedroom, 2 Bath Home. The Great Room beautifully captures the Ocean Views with the large seamless windows, including a cozy Fireplace and Wet-Bar with a Slider door out to the large Deck where you can enjoy your morning coffee or a glass of wine to watch the breathtaking evening Sunsets at the sounds of waves! The open floor plan is perfect for entertaining Family & Friends and the large Kitchen is an ideal place to gather with a lovely Dining Area, Center Island, Tiled Countertops, Wood Cabinets, including more great views of the Ocean! The spacious Primary Bedroom Suite is enhanced with two Walk-in Closets, partial Ocean Views and an Ensuite Bath with a double Vanity, Jacuzzi Tub, and custom designed tiled Walk-in Shower. Other great features include a chairlift for convenient access up and down the stairs, including Central Vac system throughout. The two Guest Bedrooms are located on the downstairs entry level with a full Bath. There is plenty of room to store your Beach Gear with two separate Garages. The low maintenance exterior is enhanced with stucco and a tile roof, including an outdoor shower for those fun sandy beach days. Conveniently located close to Schools, Shopping, Restaurants, Golf, Parks, Pickleball, Tennis, Surfing, Kayaking, Bird Estuary, the Dog Park and a short walk to the Beach! A Slice of Paradise in Beautiful Morro Bay!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1995
Materials
- Foundation: Slab
- Roof: Concrete
- Construction materials: Stucco
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Gas Cooktop,Disposal,Gas Range,Gas Water Heater,Microwave,Refrigerator
- Laundry features: Washer Hookup,Electric Dryer Hookup,Laundry Room
Basement
- Basement: Sump Pump
Bathroom
- Features: Jack and Jill Bath
Bathroom
- Features: Bathroom Exhaust Fan,Dual Sinks,Full Bath on Main Level,Hollywood Bath,Jetted Tub,Tile Counters,Tub Shower,Vanity,Walk-In Shower
Bedroom
- Features: Bedroom on Main Level
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 2
Features
- Wet Bar,Built-in Features,Balcony,Ceiling Fan(s),Central Vacuum,Eat-in Kitchen,High Ceilings,Open Floorplan,Partially Furnished,Stair Climber,Track Lighting,Bar,Bedroom on Main Level,Jack and Jill Bath,Walk-In Closet(s)
- Door features: Sliding Doors
- Window features: Blinds,Custom Covering(s),Garden Window(s),Screens,Skylight(s),Shutters
- Flooring: Carpet,Laminate,Tile
- Fireplace features: Gas Starter,Great Room
- Fireplace: Yes
- Common walls with other units/homes: No Common Walls
Heating & Cooling
- Heating features: Forced Air,Fireplace(s),Natural Gas
- Cooling features: None
Interior Area
- Total interior livable area: 1,875 sqft
Kitchen
- Features: Kitchen Island,Tile Counters
Other
- Features: Walk-In Closet(s)
Property
Accessibility
- Accessibility features: Grab Bars,Low Pile Carpet,See Remarks
Details
- Parcel number: 065036016
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Entry location: level
- Pool features: None
- Patio & porch: Covered,Front Porch
- Spa features: None
- Has view: Yes
- View description: City Lights,Coastline,Ocean
- Has water view: Yes
- Water view: Coastline,Ocean
Lot
- Lot size: 3,119 sqft
- Features: 0-1 Unit/Acre,Near Park,Street Level
- Lot size dimensions: 3119
Parking
- Total spaces: 2
- Parking features: Asphalt,Direct Access,Driveway Level,Driveway,Garage Faces Front,Garage,Paved
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
- Tsunami
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in San Luis Obispo County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,815 | $69,780 |
| Home Insurance * | $167 | $2,004 |
| Property Taxes | $1,065 | $12,780 |
| Electricity | $402 | $4,824 |
| Total | $7,449 | $89,388 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-06 | Price change | $1,100,000 |
| 2026-05-15 | Listed for sale | $1,150,000 |
| 2013-06-07 | Sold | $599,000 |
| 2013-04-29 | Listed for sale | $599,000 |
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