455 Orcas St, Morro Bay, CA, 93442
About This Home
Enjoy the best of ocean view coastal living at 455 Orcas Street in beautiful Morro Bay. This two-story, two-car garage home is situated in a desirable neighborhood minutes from the ocean, Morro Rock, and the charming Embarcadero! Offering a functional layout, the home has been well maintained, blending classic coastal character with modern livability. Enjoy living spaces that create a warm and welcoming atmosphere, all while enjoying cool coastal breezes and ocean views. The kitchen opens to the main living area, making it ideal for both everyday living and entertaining. This home features 2 bedrooms and 1 bath upstairs as the main living area, and a separate 1-bedroom 1-bath living area downstairs that could accommodate guests or tenants, with privacy. The home offers flexibility for a variety of lifestyles, whether as a full-time residence, second home, or more specifically, an investment opportunity. Outdoor decking and backyard provide space to relax and enjoy the mild Central Coast climate, with potential for gardening, entertaining, or simply relaxing. Located near beaches, hiking trails, golf, and local shops and restaurants, this home offers convenient access to everything that makes Morro Bay such a special place to live, work, or retire. Whether you’re looking for a primary residence, vacation getaway, or income property, this is a great opportunity to own a special piece of the Central Coast. Call your favorite realtor today for an exclusive showing!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1973
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Laundry features: Electric Dryer Hookup,Gas Dryer Hookup
Bedroom
- Features: Multi-Level Bedroom
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 2
Cooling
- Cooling features: None
Features
- Fireplace features: Living Room,Wood Burning
- Fireplace: Yes
- Common walls with other units/homes: No Common Walls
Interior Area
- Total interior livable area: 912 sqft
Property
Details
- Parcel number: 065056015
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Entry location: UPSTAIRS
- Pool features: None
- Has view: Yes
- View description: Neighborhood,Ocean
- Has water view: Yes
- Water view: Ocean
Lot
- Lot size: 2,400 sqft
- Features: Back Yard,Street Level
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
- Tsunami
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in San Luis Obispo County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,000 | $60,000 |
| Home Insurance * | $143 | $1,716 |
| Property Taxes | $889 | $10,668 |
| Electricity | $398 | $4,786 |
| Total | $6,430 | $77,160 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-10 | Listed for sale | $989,000 |
| 2023-03-30 | Listing removed | -- |
| 2023-03-21 | Listed for sale | $949,950 |
| 1998-09-30 | Sold | $165,000 |
| 1998-06-25 | Sold | $140,000 |
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