431 Java St, Morro Bay, CA, 93442
About This Home
Beautiful 2 bedroom 2 bathroom home. Total entire interior rehabed in 2022. All new hardwood floors, cabinets, granite countertops, appliances and dual pane windows. All new walls and all new updated wiring and plumbing. 1 car garage and fenced front and back yards. Great street, neighborhood and M. B. a wonderful beachtown. Great downtown, harbor restaurants and easy park waterway beach access. All redone and nothing to do except move-in and relax.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1963
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Laundry features: Inside
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 2
Cooling
- Cooling features: See Remarks
Features
- Fireplace features: None
- Common walls with other units/homes: No Common Walls
Interior Area
- Total interior livable area: 750 sqft
Property
Details
- Parcel number: 065067025
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Entry location: 1
- Pool features: None
- Has view: Yes
- View description: Neighborhood
Lot
- Lot size: 2,400 sqft
- Features: Back Yard,Front Yard,Level
Parking
- Total spaces: 1
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
- Tsunami
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in San Luis Obispo County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,716 | $44,592 |
| Home Insurance * | $106 | $1,272 |
| Property Taxes | $680 | $8,160 |
| Electricity | $398 | $4,786 |
| Total | $4,900 | $58,800 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-23 | Price change | $785,000 |
| 2026-04-19 | Listed for sale | $799,000 |
| 2022-03-09 | Sold | $735,000 |
| 2022-02-06 | Pending sale | $709,000 |
| 2022-01-26 | Listed for sale | $709,000 |
| 1998-07-30 | Sold | $135,000 |
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