460 Jamaica St, Morro Bay, CA, 93442
About This Home
Welcome to this adorable 2 bedroom, 1 bath single-level home tucked into desirable North Morro Bay. With warm wood flooring and a light, inviting feel throughout, this home strikes the perfect balance of comfort and character. The living space is cozy and welcoming, anchored by a charming fireplace and filled with natural light—perfect for relaxing after a day at the beach. The bedrooms offer a simple, functional layout, while the home’s easy single-level design makes everyday living a breeze. Step outside and enjoy a sweet backyard setup with room for growing your own veggies or simply soaking up the sunshine. Bonus space in the garage offers flexibility for a workshop, gym, or hobby area. Located just moments from Del Mar Park and Morro Strand State Beach, you’ll love having the Central Coast lifestyle right at your fingertips. Whether you're looking for a starter home, weekend escape, or investment opportunity, this one checks all the boxes.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1963
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Oven,Gas Range,Refrigerator,Range Hood,Dryer,Washer
- Laundry features: Inside
Bathroom
- Features: Bathtub,Separate Shower,Tub Shower
Bedroom
- Features: All Bedrooms Down
Bedroom
- Features: Bedroom on Main Level
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 2
Cooling
- Cooling features: None
Features
- Eat-in Kitchen,Tile Counters,All Bedrooms Down,Bedroom on Main Level
- Window features: Blinds,Double Pane Windows
- Flooring: Vinyl,Wood
- Fireplace features: Living Room,Propane
- Fireplace: Yes
- Common walls with other units/homes: No Common Walls
Interior Area
- Total interior livable area: 748 sqft
Kitchen
- Features: Tile Counters
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 065074005
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Entry location: 1
- Pool features: None
- Patio & porch: Front Porch,Patio,Porch
- Exterior features: Rain Gutters
- Spa features: None
- Fencing: Average Condition,Wood
- Has view: Yes
- View description: Hills
Lot
- Lot size: 2,400 sqft
- Features: 0-1 Unit/Acre,Back Yard,Front Yard,Street Level,Yard
Parking
- Total spaces: 1
- Parking features: Driveway,Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
- Tsunami
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in San Luis Obispo County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,791 | $45,492 |
| Home Insurance * | $108 | $1,296 |
| Property Taxes | $694 | $8,328 |
| Electricity | $398 | $4,786 |
| Total | $4,991 | $59,892 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-01 | Listed for sale | $785,000 |
| 2016-11-08 | Sold | $375,000 |
| 2016-10-03 | Pending sale | $414,000 |
| 2016-09-16 | Listed for sale | $414,000 |
| 2016-09-02 | Pending sale | $414,000 |
| 2016-07-29 | Price change | $414,000 |
| 2016-07-12 | Listed for sale | $439,000 |
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